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PayPal: PayPal Credit reviews

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4.90
Based on 107,587 reviews, last reviewed 15th May 2026
2617650% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Using PayPal credit is quick and user-friendly. Using PayPal credit is quick and user-friendly. Being integrated into many purchasing platforms makes paying online easy and efficient, whilst its pro... Read more Reviewed on: 15th May 2026
Rob D's avatar
Rob D

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107587)

Great and easy and reminds you when the 0% apr runs...

5
Great and easy and reminds you when the 0% apr runs out so u don't get caught out . Reviewed on: 17th April 2026
Martha 's avatar
Martha

Happy customer

5
I was very happy when they went in my favour in a dispute I will always use PayPal when paying for large items . Reviewed on: 17th April 2026
Karen C's avatar
Karen C

Breath of Fresh Air

5
Convenience and the fact that I can pay later in three instalments after using it. I have been able to own stuff that I couldn’t have if I didn’t have the option, via PayPal, to pay in three. Reviewed on: 17th April 2026
Raymond D's avatar
Raymond D

Quickly fixed an issue that could have cost me a lot...

5
Quickly fixed an issue that could have cost me a lot of money, due to a shop's website going wrong! Always feel my transactions are safe! Reviewed on: 17th April 2026
Fiona G's avatar
Fiona G

PayPay is reliable and trustworthy.

5
PayPay is reliable and trustworthy. Reviewed on: 17th April 2026
Iva H's avatar
Iva H

Seamless Shopping with Built-in Flexibility

5
I’ve been using PayPal Credit for a while now, and it has genuinely changed how I manage larger online purchases. The standout feature is definitely the 0% interest for 4 months on every spend over £99 (or $99, depending on your region). It’s incredibly convenient for spreading out the cost of electronics or home essentials without the pressure of immediate payment. Reviewed on: 17th April 2026
KHURAM S's avatar
KHURAM S

Excellent service Paypal review

5
Excellent service and would highly recommend Reviewed on: 17th April 2026
ANDDY f's avatar
ANDDY f

Super smashing great excellent the best

5
Super smashing great excellent the best Reviewed on: 17th April 2026
Lee H's avatar
Lee H

Safe and secure

5
Use paypal on lots of occasion no problem Reviewed on: 17th April 2026
LYNNE W's avatar
LYNNE W

I have hardly used your customer service so can't pr...

4
I have hardly used your customer service so can't provide much. It's been easy to use PayPal for payments and so far my experience is seamless. Reviewed on: 17th April 2026
V G's avatar
V G

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