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PayPal: PayPal Credit reviews

4.90
Based on 107,629 reviews, last reviewed 15th May 2026
2619500% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've never had a bad experience using PayPal I've never had a bad experience using PayPal Reviewed on: 15th May 2026
Dan Indemand's avatar
Dan Indemand

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (107629)

Just excellent

5
Fast efficent andnow a debit card ,what more do i need Reviewed on: 17th April 2026

Easy and quick

5
Easy to use and easy to make payments. Reviewed on: 17th April 2026

Good to use, easy and quick.

5
Good to use, easy and quick. Customer service is good Reviewed on: 17th April 2026

Never had issues with PayPal really easy to use.

5
Never had issues with PayPal really easy to use. Reviewed on: 17th April 2026

Recommended

4
Easy to use and safest way to pay online. Reviewed on: 17th April 2026

Efficient and intuitive use PayPal for most of my on...

5
Efficient and intuitive use PayPal for most of my online transactions and split payment facilities Reviewed on: 17th April 2026

Excellent

5
Excellent service, easy to use and reliable Reviewed on: 17th April 2026

Love PayPal

5
Easy to apply for PayPal credit, quick response and good interest rate. Reviewed on: 17th April 2026

Easy to apply to and easy to track and make repayment.

5
Easy to apply to and easy to track and make repayment. I even liked being able to add to my Apple wallet. Very good service Reviewed on: 17th April 2026

It’s been very good and I have had no problems getti...

5
It’s been very good and I have had no problems getting credit and it’s there when I need it. Reviewed on: 17th April 2026

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