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PayPal: PayPal Credit reviews

4.73
Based on 181,128 reviews, last reviewed 20th Aug 2026
11% increase in 5 star reviews
in the past 90 days
24% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026
Igor's avatar
Igor

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181130)

Good and easy to use.

4
Good and easy to use. The website sometimes feels like in its goal to be simple and minimalistic its actually harder to find what you want. Reviewed on: 2nd July 2026

It allowed me to purchase online with confidence

5
It allowed me to purchase online with confidence Reviewed on: 2nd July 2026

Love it.

5
Love it. Its very secure and I trust the security. Reviewed on: 2nd July 2026

I love PayPal quicker and easy to use and very relia...

4
I love PayPal quicker and easy to use and very reliable great customer service and always help and reply quickly Reviewed on: 2nd July 2026

Efficient and courteous

5
I have always found it very easy to deal with any issues I have had. Any problems of my making have been dealt with efficiently and courteously. Reviewed on: 2nd July 2026

I have used PayPal for over 10 years .

5
I have used PayPal for over 10 years . It is the safest way to pay for goods and services. The credit it’s great as well. Thanks Reviewed on: 2nd July 2026

Always Trustworthy Transactions

5
Always had great experience making my purchases via PayPal and PayPal Credit. I feel that all my transactions are more safer than any other medium to pay. That's why PayPal payment is my first priority for any shopping online. Reviewed on: 2nd July 2026

PayPal is so simple to use!

5
PayPal is so simple to use! It takes the effort out of sending money or receiving money overseas. Reviewed on: 2nd July 2026

always there when I need it!

5
Never had a problem at all with PayPal credit always there when I need it Reviewed on: 2nd July 2026

Quick easy and convenient

5
Quick, easy and convenient way of moving money and paying for needed items Reviewed on: 2nd July 2026

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