Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

View other PayPal products

4.73

Based on 181,128 reviews, last reviewed 20th Aug 2026

11% increase in 5 star reviews

in the past 90 days

24% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181130)

Paypal credit clever way for holidays!

Paypal credit is a easy way to book uour holiday and be able to pay after 4 months. It give time to save money and have the cash to enjoy your time away. Highly recommend. Reviewed on: 2nd July 2026

Handy and easy to used

Handy and easy to used. I’ve been using it since I moved to uk and really enjoyed it Reviewed on: 2nd July 2026

I’ve used PayPal credit a few times and have had no...

I’ve used PayPal credit a few times and have had no problems. Very convenient to use. Reviewed on: 2nd July 2026

I can rely on PayPal for my financial needs.

I can rely on PayPal for my financial needs. Reviewed on: 2nd July 2026

Highly recommended very reliable service

Easy to pay with PayPal with pay in three and other services Reviewed on: 2nd July 2026

I've been using PayPal for a long time.

I've been using PayPal for a long time, and it's consistently been one of the easiest and most reliable ways to send and receive money. Transactions are fast, simple, and I appreciate how straightforward the app and website are to use. One of the biggest positives for me is that it's easy to speak to a real person when you need help. Good customer support can make a huge difference, and I've found it reassuring that I can get in touch with someone without too much hassle. The newer PayPal Debit Card and PayPal Credit Card have been a real game changer. They make it much more convenient to use my PayPal balance for everyday purchases, and I like the added flexibility they provide. Another feature I really enjoy is the ability to earn points through PayPal, which adds extra value to purchases I was already going to make. Overall, PayPal is fast, convenient, and packed with useful features. While no service is perfect, my experience has been overwhelmingly positive, and I'd happily recommend it to anyone looking for a secure and easy way to manage payments. Reviewed on: 2nd July 2026

Easy to use.

I love the pay pal pay in 3 it makes more expensive items affordable and is so easy to use Reviewed on: 2nd July 2026

Easy use of the app and brilliant cutomer experience

Easy use of the app and brilliant cutomer experience Reviewed on: 2nd July 2026

Good Communication

Never had any issues if I have needed assistance I’ve received excellent communication Reviewed on: 2nd July 2026

Always there.

Always there, always ready to help and inform, a real person response when you need it. Reviewed on: 2nd July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.48 from 29 reviews
Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101287 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub