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PayPal: PayPal Credit reviews

4.90
Based on 107,667 reviews, last reviewed 15th May 2026
2621200% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

my NEW paypal PayPal has been something that I have just used and not known much about in the past, since looking more into it, I like the benefits and the instant ... Read more Reviewed on: 15th May 2026
Rayma B's avatar
Rayma B

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107667)

Needing and having

5
This is the difference between ‘needing’ and ‘having’ - when money is tight this helps, big time Not everyone is in the fortunate position of having spare cash when little things go wrong, ie the kettle packs up - PayPal credit helps to spread the cost yet deal with the small crisis when it arises Reviewed on: 17th April 2026

Life saver

5
Really help out when I lost my card abroad used pay pall instead Reviewed on: 17th April 2026

Excellent Experience with PayPal,highly recommend

5
Excellent Experience with PayPal,highly recommend Reviewed on: 17th April 2026

4 months interest free in PayPal credit is fantastic...

5
4 months interest free in PayPal credit is fantastic and works great for me. Reviewed on: 17th April 2026

Very good and quick for all your needs

5
Very good and quick for all your needs Reviewed on: 17th April 2026

Secured Payments and Credit

5
Paypal is great for ensuring secured payment and it also now gives you credit for a few months on payments. I enjoy using paypal. Reviewed on: 17th April 2026

Great service

5
Easy to use, good customer service. Credit helps sometimes. Interest free is excellent. Reviewed on: 17th April 2026

PayPal helps me spread the cost

5
PayPal helps me spread the cost of things I’ve needed in an emergency, like when my washing machine broke down. Reviewed on: 17th April 2026

PayPal is great for sending cash to my hubby for eve...

5
PayPal is great for sending cash to my hubby for everyday items or for making a separate savings pot Reviewed on: 17th April 2026

Great service

5
Great service and quick and simple to use. Good customer service if you have any problems Reviewed on: 17th April 2026

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