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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,128 reviews, last reviewed 20th Aug 2026

11% increase in 5 star reviews

in the past 90 days

24% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

Paypal is helpful, safe, a very good system

Paypal is helpful, safe, a very good system for making payments. I love the pay in 3 or 4 idea, makes expensive purchases a little easier Reviewed on: 2nd July 2026

Very simple to set up.

Very simple to set up. Everything is clearly stated with nothing hidden. Such an easy way of controlling your finances with the extra reliability that comes with a large company. Reviewed on: 2nd July 2026

PayPal is fast, secure, and easy to use.

PayPal is fast, secure, and easy to use. Payments are processed quickly, and buyer protection gives extra peace of mind. I’ve had a great experience using it and would definitely recommend it. Reviewed on: 2nd July 2026

Used multiple time very good experience

Used multiple time very good experience Reviewed on: 2nd July 2026

PayPal is always reliable, good trustworthy app to u...

PayPal is always reliable, good trustworthy app to use to make purchases big and small, always use PayPal. Highly recommend and easy to track balances and pay at your own convenience. Reviewed on: 2nd July 2026

A unique and refreshing way of banking

PayPal ia a unique banking experience and keeping things simple makes the experience a smooth process and a refreshing change. Reviewed on: 2nd July 2026

Excellent!

Excellent - PayPal’s services are easy and safe to use. Reviewed on: 2nd July 2026

Convenient and smooth

My experience with Paypal has been really smooth and the process is really straightforward Reviewed on: 2nd July 2026

Always feel that I have extra protection with PayPal...

Always feel that I have extra protection with PayPal and flexible payment options. Reviewed on: 2nd July 2026

PayPal credit is good but sometimes can be confusing...

PayPal credit is good but sometimes can be confusing when you receive a refund from a company Reviewed on: 2nd July 2026

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