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PayPal: PayPal Credit reviews

4.90
Based on 107,713 reviews, last reviewed 15th May 2026
2623400% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use. Easy to use. Intrest free. Hassel free. Reviewed on: 15th May 2026
ali mudhaffer's avatar
ali mudhaffer

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (107713)

Very user friendly, simple to use

5
Very user friendly, simple to use Reviewed on: 17th April 2026

I’ve used PayPal for a number of years and I believe...

5
I’ve used PayPal for a number of years and I believe it to be the safest way to pay for goods. Hassle free investigation for return of money if goods do not arrive. Reviewed on: 17th April 2026

Handy extra credit for 4 months.

4
Handy extra credit for 4 months. Reviewed on: 17th April 2026

PayPal a must use app

5
Very good, very reliable, able to transfer money anytime and anywhere, quick an easy customer service and resolving issues. Reviewed on: 17th April 2026

Approachable

5
They keep you upto date with new and important information. If you have any problems they are very approachable. Reviewed on: 17th April 2026

Good credit and interest rates

5
Good credit and interest rates, just what I needed Reviewed on: 17th April 2026

Quick n easy

5
Quick n easy to do and love the 4 months interest free Reviewed on: 17th April 2026

Easy to use and clear on how everything works

5
Easy to use and clear on how everything works Reviewed on: 17th April 2026

Everything runs smoothly with paypal

5
Everything runs smoothly with paypal Reviewed on: 17th April 2026

Easy and great to use.

5
Easy and great to use. Always get your giidst Reviewed on: 17th April 2026

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