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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,128 reviews, last reviewed 20th Aug 2026

11% increase in 5 star reviews

in the past 90 days

24% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

Getting the PayPal Credit Card was really easy

Getting the PayPal Credit Card was really easy and straightforward. I also use the PayPal Debit Card, and it's been just as smooth and reliable as the debit card I had with my old bank. One of the biggest reasons I keep using PayPal is that my bank never gave me any rewards or incentives for using their cards, but with PayPal I earn points on my purchases, which makes a real difference over time. It's nice to actually get something back for spending money I was going to spend anyway. I've had a great experience so far, and I'd happily recommend PayPal cards to my friends and family. Reviewed on: 2nd July 2026

Great service .

Never been let down by PayPal always a good experience would highly recommend Reviewed on: 2nd July 2026

Very easy to use offers a variety of ways to pay.

Very easy to use offers a variety of ways to pay. Easy access to account and funds very good overall reliability and efficient score them high. Reviewed on: 2nd July 2026

Great service, convenient and most importantly secure

Great service, convenient and most importantly secure Reviewed on: 2nd July 2026

Never had any problems with paypal, love my paypal d...

Never had any problems with paypal, love my paypal debit card Reviewed on: 2nd July 2026

I’ve never had a bad experience using PayPal

I’ve never had a bad experience using PayPal Reviewed on: 2nd July 2026

Easy reliable have extra peace of mind

Easy reliable have extra peace of mind Reviewed on: 2nd July 2026

Have been using PayPal 36 & 48 month interest free c...

Have been using PayPal 36 & 48 month interest free credit very smart otherwise & easy process. Reviewed on: 2nd July 2026

Easy to apply to purchases and the % interest on cer...

Easy to apply to purchases and the % interest on certain items is really helpful. Reviewed on: 2nd July 2026

Brilliant experience, safe and easy to use

Brilliant experience, safe and easy to use Reviewed on: 2nd July 2026

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