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PayPal: PayPal Credit reviews

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4.90
Based on 107,739 reviews, last reviewed 15th May 2026
2624600% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very user friendly easy to use everywhere straightfo... Very user friendly easy to use everywhere straightforward and practical and overall safe to use online. I d rather use paypal than my own debit card ... Read more Reviewed on: 15th May 2026
Beeshop's avatar
Beeshop

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107739)

Really useful and easy, clean and fast UI.

5
Really useful and easy, clean and fast UI. Reviewed on: 17th April 2026
Jamie Shelley's avatar
Jamie Shelley

My favourite credit service.

5
Fabulous service that sets good,practical limits and provides credit when needed. Reviewed on: 17th April 2026
Kay Gough's avatar
Kay Gough

Convenient global payment service

5
Great way to pay and receive payments Reviewed on: 17th April 2026
DAVID G's avatar
DAVID G

Absolutely amazing , I love using PayPal, it’s the b...

5
Absolutely amazing , I love using PayPal, it’s the best and easiest way to pay for anything .. I love it..! I have been a customer of PayPal for about 15 years, I love everything it has to offer. Also the fact you can get PayPal credit which is very simple and absolutely great. Reviewed on: 17th April 2026
Amanda w's avatar
Amanda w

Top PayPal

5
Helpful service for day to day use. Reviewed on: 17th April 2026
Jonathan X's avatar
Jonathan X

Does what it says on the tin.

5
PayPal has always been easy to use. Does what it says on the tin . Reviewed on: 17th April 2026
Daniel V's avatar
Daniel V

I had a good experience they helped me every step of...

5
I had a good experience they helped me every step of the way they done a credit check aswell and gave me credit to what they think is manageable for me also 4 months interest free is always a plus aswell also they keep you updated to let you know when your payment is due which is a good thing also ... Reviewed on: 17th April 2026
Angela G's avatar
Angela G

Always had a very positive experience with paypal

5
Always had a very positive experience with paypal Reviewed on: 17th April 2026
Justin J's avatar
Justin J

Great experience

5
Always helpful with purchases. Options of 0% interest and pay in 3 options Reviewed on: 17th April 2026
Lynn D's avatar
Lynn D

Whenever the refund isue pay pal has resolved it in...

5
Whenever the refund isue pay pal has resolved it in my benefit. Reviewed on: 17th April 2026
Lendita's avatar
Lendita

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