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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,128 reviews, last reviewed 20th Aug 2026

11% increase in 5 star reviews

in the past 90 days

24% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

Good app with in few seconds money transfer

Good app with in few seconds money transfer Reviewed on: 2nd July 2026

Quick responses and helpful

Quick responses and helpful when needed, when things go wrong they are there Reviewed on: 2nd July 2026

All round very good

Very good to use just apr on credit is quite high Reviewed on: 2nd July 2026

Easy to use and very secure never have a problem wit...

Easy to use and very secure never have a problem with you Reviewed on: 2nd July 2026

Five star review

I was never disappointed with PayPal, never had any problems. Great customer support. Reviewed on: 2nd July 2026

A great way to spread the cost of larger purchases!

I find PayPal credit a really helpful way to spread the cost of larger purchases without incurring interest (as long as you pay off the balance within 4 months). And when I did once need to contact customer services because I had a query, their response was helpful and prompt. Reviewed on: 2nd July 2026

I have been using PayPal for over 12 years now and I...

I have been using PayPal for over 12 years now and I have not really got any unresolved issues over my purchases that they have not supported. So I would recommend them and I have recommended them anyway Reviewed on: 2nd July 2026

A 10/10 experience I would recommend to all.

Ever since using PayPal it has been a clean and easy experience. The UI is clean, the payment processing is fast and helps me with organising my cards. Not only that but payment aftercare support is 10/10. Reviewed on: 2nd July 2026

Excellent provider

It's reliable and always safe .I have no problem whatsoever with any transitions Reviewed on: 2nd July 2026

I find PayPal so easy and convenient to use.

I find PayPal so easy and convenient to use. It’s great Kylie Small Reviewed on: 2nd July 2026

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