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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107803 reviews)

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4.90

Based on 107,804 reviews, last reviewed 15th May 2026

2627650% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It's been a good experience since over 10 years It's been a good experience since over 10 years Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107804)

Fast and convenient

It's very convenient and quick to get an interest-free loan. You can repay it early if possible. Reviewed on: 17th April 2026

Difficult working round online, not very helpful cus...

Difficult working round online, not very helpful customer service Reviewed on: 17th April 2026

Paypal credit is really good.

Paypal credit is really good. It has a lot of flexibility with how long you have to pay back, more then klara and it actually helps build credit score Reviewed on: 17th April 2026

Always there when I need it.

Always there when I need it. The virtual cards are a game changer Reviewed on: 17th April 2026

Really easy and feels safe paying for things.

Really easy and feels safe paying for things. Reviewed on: 17th April 2026

I had a really good experience with PayPal so far.

I had a really good experience with PayPal so far.When I was struggling financially,I could apply for PayPal credit.Literally saved me. Reviewed on: 17th April 2026

Good Credit for beginners .

Good Credit for beginners . My first experience was great and transaction was swift Reviewed on: 17th April 2026

The PayPal pay in 3 and credit for 4 months really h...

The PayPal pay in 3 and credit for 4 months really helps to spread the cost and the app is easy to keep track of this. Reviewed on: 17th April 2026

GoodTool

Its good tool to manage credit and payments securely instantly Reviewed on: 17th April 2026

Never had any problem with PayPal.

Never had any problem with PayPal. Always very helpful to help in situations that arise. Reviewed on: 17th April 2026

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