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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,128 reviews, last reviewed 20th Aug 2026

11% increase in 5 star reviews

in the past 90 days

24% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181129)

Excellent service always promt and effective

Excellent service always promt and effective Reviewed on: 2nd July 2026

PayPal the secure middle man

Had PayPal for years and I always use them for online purchases as I trust there security and know no one can get to my bank details Reviewed on: 2nd July 2026

Very easy to use, digital card created instantly, no...

Very easy to use, digital card created instantly, no need to wait. First month commission free, so excellent value Reviewed on: 2nd July 2026

Paypal gives me great chances too buy and i can spre...

Paypal gives me great chances too buy and i can spread payments too pay off what items i buy never had any problems I give 5 star for service cant fault them well done too pay pal keep dping what your doing well done I tell all my friends and family most now use it. Reviewed on: 2nd July 2026

Brilliant services and very customer focused!

Whenever I have had an issue paypal have been fast to rectify it, on top of that, the services they provide are second to none! Great company will always use them! Reviewed on: 2nd July 2026

ease your shops

Very easy to use .Problems are solved quickly. The choice is yours. Reviewed on: 2nd July 2026

Simple and effective solution

Simple and effective solution to get support from professional guys Reviewed on: 2nd July 2026

Highly recommended.

Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Best, reliable, fair, and designed for real people

PayPal Credit has honestly proven itself to be the best retail financial provider I’ve ever used. The application is quick and simple. Approval straightforward, and it links instantly to my PayPal account. Everything is fully transparent — clear statements, no hidden fees, and easy-to-manage repayments. The flexibility to spread costs plus great promotional offers and full PayPal buyer protection gives me total peace of mind. Reliable, fair, and designed for real people. I can’t recommend it highly enough! Reviewed on: 2nd July 2026

I've always had good communication with PayPal if th...

I've always had good communication with PayPal if there has a problem Reviewed on: 2nd July 2026

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