Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 107,847 reviews, last reviewed 15th May 2026
2629450% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent company! Excellent company who respond to any queries efficiently and with empathy. Reviewed on: 15th May 2026
Jenny G's avatar
Jenny G

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (107847)

Very easy to use, offers excellent payment options,...

5
Very easy to use, offers excellent payment options, haunt 0% interest over 4 months is a wonderful option for me. Reviewed on: 17th April 2026

Great service, good app, no problems

5
Great service, good app, no problems Reviewed on: 17th April 2026

Paypal review

5
I find that PayPal is good especially when it comes to buying from new stores. The knowledge that they have good customer service for goods and services means i feel more comfortable buying from stores knowing i can make a case that will be handled fairly in the event something goes wrong. Reviewed on: 17th April 2026

Easy payments,easy borrowing.

5
Easy payments,easy borrowing.Always available when I need a litlle bit extra money Reviewed on: 17th April 2026

It’s really helpful and clear how to use this

5
It’s really helpful and clear how to use this Reviewed on: 17th April 2026

All correspondence has been straightforward & clear...

5
All correspondence has been straightforward & clear Easy to follow & understand Very happy overall. Good experience & educating every time Reviewed on: 17th April 2026

Excellent service.

5
Excellent service. No problems encounteyef Reviewed on: 17th April 2026

Always available with money to purchase things

5
Always available with money to purchase things Reviewed on: 17th April 2026

very good excellent I am happy with your service

5
very good excellent I am happy with your service Reviewed on: 17th April 2026

Easy to operate, good rewards model

5
Easy to operate, good rewards model Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 51132 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3716 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
    View all products