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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,128 reviews, last reviewed 20th Aug 2026

11% increase in 5 star reviews

in the past 90 days

24% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181129)

Excellent customer service

Used PayPal for many years for a large variety of things and always had excellent experiences with them especially with customer service being actually very useful! Reviewed on: 2nd July 2026

Trustworthy!

I trust PayPal and find the app and website accessible Reviewed on: 2nd July 2026

Always quick and very responsive when needed excelle...

Always quick and very responsive when needed excellent in this day and age Reviewed on: 2nd July 2026

the fastest,simplest, international credit system ever.

the fastest,simplest, international credit system ever. Reviewed on: 2nd July 2026

Easy to use and informative.

Easy to use and informative. Used for years as back up and peace of mind for buying Reviewed on: 2nd July 2026

Adding points when shopping is a great incentive

Adding points when shopping is a great incentive Reviewed on: 2nd July 2026

Just very useful for everyday buying etc

Just very useful for everyday buying etc Reviewed on: 2nd July 2026

I have been using PayPal for a very long time and I...

I have been using PayPal for a very long time and I have found this service wonderful Reviewed on: 2nd July 2026

Absolutely brilliant customer service and refund pro...

Absolutely brilliant customer service and refund process Reviewed on: 2nd July 2026

Bit slow but better than usual not so good

Bit slow but better could be better could try harder Reviewed on: 2nd July 2026

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