Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,462 reviews, last reviewed 18th May 2026
2703300% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent job by PayPal I’ve been using PayPal for a couple of years now, and it’s been a great experience so far. Quite a few options to save, with points integrated etc and... Read more Reviewed on: 18th May 2026
Gabriel L's avatar
Gabriel L

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (109462)

Paypal look for any opportunity to apply a fee to yo...

3
Paypal look for any opportunity to apply a fee to your account and then provide no means to challenge it Reviewed on: 18th April 2026
Lee Gearing 's avatar
Lee Gearing

Easy to use, good value.

5
Easy to use, good value. I've been using PayPal for years and never had any issues. Putting purchases on a plan is effortless and easy to track with the PayPal app. I would definitely recommend it as a convenient finance option. Reviewed on: 18th April 2026
Dom's avatar
Dom

I never have a problem with using PayPal, very good...

5
I never have a problem with using PayPal, very good and easy to use Reviewed on: 18th April 2026
clive h's avatar
clive h

Excellent options

5
Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

PayPal, no faffing just pay for stuff.

5
PayPal is so easy to use, no faffing just pay for stuff using PayPal Reviewed on: 18th April 2026
Niamh O'Shea's avatar
Niamh O'Shea

Never had too many issues with PayPal.

5
Never had too many issues with PayPal. Customer service isn’t the best but credit and pay in 3 is great. Only issue I’ve had is payments being declined but my bank telling me it’s a PayPal issue and PayPal charging me Reviewed on: 18th April 2026
Birchywells1's avatar
Birchywells1

Payments are made easy with PayPal credit

5
Payments are made easy with PayPal credit Reviewed on: 18th April 2026
Paraskevas I's avatar
Paraskevas I

Everything works very well.

5
Everything works very well. Statements online full information. Reviewed on: 18th April 2026
Gordon R's avatar
Gordon R

That' s what i need

5
Great service , all i need and want from money apk Reviewed on: 18th April 2026
Lukasz M's avatar
Lukasz M

Overall good, customer service not always helpful or...

4
Overall good, customer service not always helpful or knowledgable Reviewed on: 18th April 2026
Sandra m's avatar
Sandra m

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill