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PayPal: PayPal Credit reviews

4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181124)

Easy to use and smooth interface

5
Easy to use and smooth interface Reviewed on: 1st July 2026

Paypal gives me more flexible options online and the...

5
Paypal gives me more flexible options online and the best part is its secure and give you complete peace of mind. communication through emails and texts are excellent too. Reviewed on: 1st July 2026

Always been great

5
Paypal is so easy to use as a website. Never had any problem at all. Reviewed on: 1st July 2026

I feel safe using PayPal and its easy

5
I feel safe using PayPal and its easy Reviewed on: 1st July 2026

Very easy to use, very supportive, very safe.

5
Very easy to use, very supportive, very safe. Reviewed on: 1st July 2026

I’ve been using PayPal , PayPal credit for the last...

5
I’ve been using PayPal , PayPal credit for the last 10 years , it’s really helpful as I can do expensive purchases and pay in instalments with 0 interest . Reviewed on: 1st July 2026

Accepted with wide range of retailers

5
Accepted with wide range of retailers Reviewed on: 1st July 2026

paypal perfect

5
Very easy to use and to also understand Reviewed on: 1st July 2026

Easy, explained well and and smooth transaction

5
Easy, explained well and and smooth transaction Reviewed on: 1st July 2026

PayPal is my safest option to pay.

5
PayPal is my safest option to pay. I use PayPal most of the time. Reviewed on: 1st July 2026

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