Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181124 reviews)

View other PayPal products

4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181124)

Happy Buying

Paypal is quick & easy with clear instructions & great choice of ways to pay. Good you can check on your payments to the final balance…. Thankyou. Reviewed on: 1st July 2026

experience good spot on 10 out of 10

experience good spot on 10 out of 10 Reviewed on: 1st July 2026

Easy to use excellent and reliable

Easy to use excellent easy to use Reviewed on: 1st July 2026

Payments are so easy, and if I’ve had an issue in th...

Payments are so easy, and if I’ve had an issue in the past, it.has always been resolved Reviewed on: 1st July 2026

Better then using a credit card

I like interest free payment offers. Better then credit card. Reviewed on: 1st July 2026

Always had a positive experience with PayPal Credit.

Always had a positive experience with PayPal Credit. Reviewed on: 1st July 2026

fantastic cashflow helper!

i use paypal credit nearly every day as a way to balance my cashflow. Reviewed on: 1st July 2026

I've had a very upsetting and terrible experiences w...

I've had a very upsetting and terrible experiences with an online company which I ordered through PayPal but they sort it and I get my money back after few weeks. Reviewed on: 1st July 2026

I have have only only credit card from a bank I don’...

I have have only only credit card from a bank I don’t want to mention it name , but with PayPal credit card it’s amazing and l have recommended to my friends. I love it and l have stopped my other credit card card. I have been with PayPal almost ten years and l never had a credit card, this is my first credit card on PayPal. I love it . Thank you Reviewed on: 1st July 2026

Effortless and really great experience rewards and l...

Effortless and really great experience rewards and low interest Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101281 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub