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PayPal: PayPal Credit reviews

4.90
Based on 109,472 reviews, last reviewed 18th May 2026
2703750% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy navigation Very reliable easy to navigate around. Reviewed on: 18th May 2026
Vicentia k's avatar
Vicentia k

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (109472)

Excellent value for money as you get 3 months intere...

5
Excellent value for money as you get 3 months interest free repayment option for purchases over £100. Reviewed on: 18th April 2026

Excellent customer service and flexible way to pay p...

5
Excellent customer service and flexible way to pay purchases back Reviewed on: 18th April 2026

Great service

5
Easy to use. Very happy with the service would recommend. Reviewed on: 18th April 2026

PayPal is handy to use for certain things, but I wou...

3
PayPal is handy to use for certain things, but I would prefer a reminder a day or two prior on when payment is due for PayPal credit. Reviewed on: 18th April 2026

Good experience, easy to use,very good customer service

5
Good experience, easy to use,very good customer service Reviewed on: 18th April 2026

Great communication, easy to use.

5
Great communication, easy to use. Effective problem resolution Reviewed on: 18th April 2026

Excellent!!

5
Helps me to save time and money, what can ı ask more? Also now ı earn when I spend awesome! Reviewed on: 18th April 2026

Papal your No1 pal

5
PayPal app ease to use with that added protection their dispute teams if needed are extremely excellent Reviewed on: 18th April 2026

It's easy to pay at checkout with Paypam Credit

5
It's easy to pay at checkout with Paypam Credit Reviewed on: 18th April 2026

Perfect, reliable, easy on the go

5
Perfect, reliable, easy on the go Reviewed on: 18th April 2026

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