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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181124 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181124)

Simply to use!

So far I have used paypal credit for about a year and I find it easy to use and I like having the 4 months free whenever I want to spread a big purchase. Also it is nice to use their app to keep track on what I spend. Reviewed on: 1st July 2026

Great stuff thank you.

Great stuff thank you. A++++++*++++++*** Reviewed on: 1st July 2026

Great service, can be trusted no limits

Been a customer for so many years, and their service has been 5 stars! They resolve disputes, offer financial help and transactions are stress free! Recently I added their debit and credit card. Only benefits Reviewed on: 1st July 2026

My experience with PayPal credit is that it has enab...

My experience with PayPal credit is that it has enabled me to manage my finances without much stress. Reviewed on: 1st July 2026

Have nothing to complain about.

Have nothing to complain about. It just works! Reviewed on: 1st July 2026

Helpful service.

Helpful service. When you need to buy securely it helps to have the backing of PayPal. Reviewed on: 1st July 2026

Paypal experience

I find PayPal very secure and great Reviewed on: 1st July 2026

Excellent way to pay.

Excellent way to pay. Always helpful with reminders as well as with terms and conditions. Reviewed on: 1st July 2026

Savvy and simple

So simple to use, and they deal with issues very promptly. I pay with PayPal whenever I can as it gives me peace of mind. Reviewed on: 1st July 2026

User friendly platform

User friendly platform, good customer service when required. Reviewed on: 1st July 2026

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