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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109702 reviews)

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4.90

Based on 109,702 reviews, last reviewed 18th May 2026

2714350% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Every problem i've had you tried to sort. Every problem i've had you tried to sort. You could not help in the end but I got there. More or less. It is a very handy tool to use and convenient. ... Read more Reviewed on: 18th May 2026

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109702)

Never had any issues and it's easy to use alway...

Never had any issues and it's easy to use alway use it Reviewed on: 18th April 2026

Excellent service and always reliable, my go to service

Excellent service and always reliable, my go to service Reviewed on: 18th April 2026

I love having the option and flexibility of PayPal.

I love having the option and flexibility of PayPal. I buy good with PayPal knowing I can manage my bills in a flexible way - it’s my only source for credit now. Reviewed on: 18th April 2026

reliable and trustworthy service

Very easy service and very reliable, no issues, sometimes slightly tricky if you ever need to speak to customer services to actually find a number or helpline which isn’t an AI robot, but I have always managed to sort any issues out of which there are very few and it’s very useful to have especially linked to an eBay account. Reviewed on: 18th April 2026

I have used PayPal for a lot of my online shopping a...

I have used PayPal for a lot of my online shopping and find the service excellent. I haven't had to use the resolution option often but when I have, the problem is usually solved. Reviewed on: 18th April 2026

EXCELLENT, TRUSTED AND A GREAT FINANCIAL SUPPORT TO ALL

PAYPAL IS EASY TO USE AND I FEEL CONFIDENT & PROTECTED WHEN PURCHASING ITEMS & ALWAYS MY PREFERRED PAYMENT METHOD. THE CREDIT OPTIONS ARE EXCELLENT WITH PAY IN 3 AND 0% INTEREST PAY IN 4 MONTHS, A REAL HELP IN THESE DIFFICULT ECONOMIC TIMES. GREAT THAT A LOT OF RETAILERS NOW OFFER PAYPAL AS A PAYMENT METHOD. MY FIRST RECOMMENDATION ALWAYS PAYPAL OVER COMPLICATED COMPETITORS. FIRST CLASS LONG MAY IT CONTINUE!! Reviewed on: 18th April 2026

Great experience we'll recomended

Great experience we'll recomended Reviewed on: 18th April 2026

Easy at all good service always what I need

Easy at all good service always what I need Reviewed on: 18th April 2026

Easy to use and a great app

Easy to use and a great app also works well with Google wallet would highly recommended to anyone . Reviewed on: 18th April 2026

I have used Paypal for many years, for both credit a...

I have used Paypal for many years, for both credit and immediate payment through my bank. I can honestly say, I have never had a problem. Any issues with purchases or refunds, have been dealt with in a timely manner. I feel it is much safer making transactions through paypal, as it gives double protection to any purchases, rather than just paying through your bank. I find the interest charges are fair and the no interest payment offers are helpful for bigger purchases. Reviewed on: 18th April 2026

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