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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Had a lovely chat with a lady.

Had a lovely chat with a lady. Had not realised that I have a negative balance. She was so helpful! Best customer service ever!!! Reviewed on: 1st July 2026

always very helpful and protected payments

always very helpful and protected payments Reviewed on: 1st July 2026

PayPal is excellent

I feel a lot safer with PayPal, it helps me divide my purchase in 4 months with 0% interest. It really helps me especially with UK economy not very good. I wish PayPal bring back the 12 months 0% interest that will be great. But even with 4 month it's still good. I feel very relief from stress and anxiety with paypal credit. For example if I got scammed PayPal steps in and helps me with full support, if I struggle with any payments they have the option to help you too but thankfully I haven't struggled on any payments. Reviewed on: 1st July 2026

Easy to navigate and connect with bots

Easy to navigate and connect with bots Reviewed on: 1st July 2026

Overall very happy with what Paypal has to offer.

Overall very happy with what Paypal has to offer. The credit options are pay in 3 are a great way to give flexibility with purchases Reviewed on: 1st July 2026

Clear and efficient - customer service are excellent...

Clear and efficient - customer service are excellent if neededb Reviewed on: 1st July 2026

Very good customer service is excellent

Very good customer service is excellent Reviewed on: 1st July 2026

Reliable, Secure, and Incredibly Easy to Use

I've been using PayPal for several years and consistently impressed with the platform. The ease of use is outstanding - whether I'm sending money to friends, making purchases online, or receiving payments, the interface is intuitive and straightforward. Even first-time users can navigate it without difficulty. Security is a major strength. PayPal's multi-layer protection, including two-factor authentication and fraud monitoring, gives me peace of mind with every transaction. I appreciate how they handle sensitive information with such care. The payment options are incredibly flexible. I can link multiple cards, bank accounts, and use PayPal Credit when needed. Transactions are processed quickly, and the dispute resolution process is fair and transparent. Customer support is responsive and helpful when issues arise. The mobile app works seamlessly across devices, and I love the ability to track spending and manage transactions on the go. While there are transaction fees for some services, the reliability and security make it worthwhile. PayPal consistently delivers a secure, user-friendly experience that I'd confidently recommend to anyone looking for a trustworthy payment platform. Reviewed on: 1st July 2026

A very convenient tool to pay for service, and havin...

A very convenient tool to pay for service, and having that extra level of assuring if anything goes wrong you can get the support Reviewed on: 1st July 2026

PayPal Credit has always been easy to use, with a st...

PayPal Credit has always been easy to use, with a straightforward application process and clear payment options. It’s been a convenient way to spread the cost of purchases, and I’ve had a positive experience overall. Reviewed on: 1st July 2026

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