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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,800 reviews, last reviewed 18th May 2026
2719100% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great overall! Using it for various online payments, very easy! Reviewed on: 18th May 2026
Maria Mirga's avatar
Maria Mirga

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026
Jack M's avatar
Jack M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (109800)

Excellent experience.

5
Excellent experience. I really trust PayPal and they are providing everything I need. I highly recommend PayPal and ai am talking about it to all my friends and family. Thank you very much, PayPal. A pleasure to have you as a helping friend. Reviewed on: 18th April 2026
Cristian G's avatar
Cristian G

Ease of use and great value being able to pay over 4...

5
Ease of use and great value being able to pay over 4 months with 0% interest Reviewed on: 18th April 2026
Chris R's avatar
Chris R

Flexible and friendly

4
Used PayPal for crypto sometimes most of the time it is to send and receive money from friends and family. Some services like blablacar that I use work with PayPal so it's very useful. Reviewed on: 18th April 2026
Douam's avatar
Douam

PayPal is always quick and easy to use and is availa...

5
PayPal is always quick and easy to use and is available as a purchase option almost everywhere. When things haven’t gone quite right with a retailer they are helpful and efficient at resolving my issues without a back and forth. Honestly they’re fantastic! Reviewed on: 18th April 2026
Rachel E's avatar
Rachel E

Pay Pal is a fantastic company!

5
Pay Pal is a fantastic company! Im so happy with their credit and payment system, it has on occasion being a lifesaver. I’m very happy. Reviewed on: 18th April 2026
Alan J's avatar
Alan J

Great products.

5
Great product. Always there to support you if needed. Great customer service Reviewed on: 18th April 2026
LordTap's avatar
LordTap

The Finance Wizard

5
Just makes life so easy for paying bills, spreading costs or sending or receiving money. Reviewed on: 18th April 2026
David R's avatar
David R

Good protection when buying and easy to buy stuff

5
Good protection when buying and easy to buy stuff Reviewed on: 18th April 2026
Damian M's avatar
Damian M

Many time I used PayPal for my online shopping and i...

4
Many time I used PayPal for my online shopping and it is very easy Reviewed on: 18th April 2026
NJ's avatar
NJ

Happy with the PayPal help and offer

5
Happy with the PayPal help and offer Reviewed on: 18th April 2026
Lavinia I's avatar
Lavinia I

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