Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

View other PayPal products

4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181123)

A flexible, convenient way to pay

A flexible, convenient way to pay Reviewed on: 1st July 2026

Have trusted PayPal more and more silence first used...

Have trusted PayPal more and more silence first used as has never let me down and has earned my trust. Reviewed on: 1st July 2026

Easy to use and great to have for when I buy concert...

Easy to use and great to have for when I buy concert tickets and they keep me updated regularly on changes or promotions Reviewed on: 1st July 2026

Great credit offers

Great offers for credit eg. Pay in 3 and 0% interest on credit easy for buying online and feel safe purchasing online with paypal Reviewed on: 1st July 2026

fantastic, so easy to use and to navigate the app...

fantastic, so easy to use and to navigate the app Reviewed on: 1st July 2026

I have used PayPal for about 15 years they are safe...

I have used PayPal for about 15 years they are safe secure and pay in 3 is the best!! Reviewed on: 1st July 2026

Never had any problems with PayPal

Never had any problems with PayPal customer service is excellent Reviewed on: 1st July 2026

I use PayPal a lot I think it’s very secure and give...

I use PayPal a lot I think it’s very secure and gives peace of mind when making purchases Reviewed on: 1st July 2026

Review in 3.

Pay in 3, credit or straight out the bank. Easy peasy. Reviewed on: 1st July 2026

It just works.

It just works. Every time. easy payment process, safe and reliable. Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101281 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub