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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,881 reviews, last reviewed 18th May 2026
2722950% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great app No problems at all. Great and very easy to use Reviewed on: 18th May 2026
Scott Mcclean's avatar
Scott Mcclean

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026
Jack M's avatar
Jack M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (109881)

Very good service helped me when

5
Very good service helped me when Reviewed on: 18th April 2026
Furry_stufz UwU's avatar
Furry_stufz UwU

Very helpful when needed, excellent customer service...

5
Very helpful when needed, excellent customer service and rates. Reviewed on: 18th April 2026
Marcin K's avatar
Marcin K

I have been with PayPal from last 10 years.

5
I have been with PayPal from last 10 years. Offers are very exciting. Specially pay in 3 and pay no interest for 4 months. Reviewed on: 18th April 2026
Abdul M's avatar
Abdul M

I have used PayPal for over 10 years, perfect

5
I have used PayPal for over 10 years with nothing but a positive experience. Customer service is great when you need help, lending rates are spot on and its a trusted way to send money online. Reviewed on: 18th April 2026
Stefan P's avatar
Stefan P

Very good, easy to access, can easily keep an eye on...

5
Very good, easy to access, can easily keep an eye on your balance and notifies to make payments Reviewed on: 18th April 2026
Lee Slater's avatar
Lee Slater

Safe and secure transactions.

5
Safe and secure transactions. Helpful Reviewed on: 18th April 2026
Sarah P's avatar
Sarah P

Reliable PayPal.

5
I have been with PayPal for over 20 years. Although it's not my main bank it's always been my main intrnet buying app. I have always thought they were reliable especially when we lived abroad in France for 8 years in 2009 and were able to use it for tranfering money. Reviewed on: 18th April 2026
Stuart Sharp's avatar
Stuart Sharp

Easy & useful

5
Always easy to use. Useful to be able to pay later. Reviewed on: 18th April 2026
Fe TW's avatar
Fe TW

PayPal is an effective way for me to pay online for...

5
PayPal is an effective way for me to pay online for goods and services because it’s quick, secure and easy to use. I don’t need to share my bank details with every seller, which gives me confidence when buying online. It also offers buyer protection, so I know I’m covered if something goes wrong. Reviewed on: 18th April 2026
Prabh osahan's avatar
Prabh osahan

Good experience and very helpful when we financially...

5
Good experience and very helpful when we financially down. I suggest for everyone use PayPal. Reviewed on: 18th April 2026
VIGIL C's avatar
VIGIL C

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