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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

I find it hard to get through to a person who can he...

I find it hard to get through to a person who can help but love the product that Paypal offers Reviewed on: 1st July 2026

Great service, fast payments, safe Highly recommend

Great service, fast payments, safe Highly recommend Reviewed on: 1st July 2026

Great service and easy to use very happy with PayPal...

Great service and easy to use very happy with PayPal Reviewed on: 1st July 2026

Exellent service and financd flexibility that helps...

Exellent service and financd flexibility that helps me pay with time without japerdising my religious beleif as i use 0% interest Reviewed on: 1st July 2026

great service would highly recommend

great service would highly recommend Reviewed on: 1st July 2026

Flexible Spending, Stress-Free Budgeting

I like using PayPal Credit because it gives me flexibility when making larger purchases without having to pay everything upfront. It's convenient, easy to manage, and helps me spread the cost of things like home improvements or essential purchases, making budgeting much less stressful. Having that extra financial breathing space gives me real peace of mind. Reviewed on: 1st July 2026

Very good safe to use when buyingg goods

Very good safe to use when buyingg goods Reviewed on: 1st July 2026

Have you PayPal for many years. Great Service

Have you PayPal for many years. Great way of paying for things that crop up unexpectedly. Also for 3 payments. Reviewed on: 1st July 2026

Always a genuine 10/10 service.

Always a genuine 10/10 service. If any problems with their service do occur, which is incredibly rare, their customer service team offer the absolute best possible responses and always without fail solve the problem. Reviewed on: 1st July 2026

Amazing Customer Service!

Amazing Customer Service!! I can always feel safe when making payments through paypal! Reviewed on: 1st July 2026

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