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PayPal: PayPal Credit reviews

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4.90
Based on 109,931 reviews, last reviewed 18th May 2026
2725100% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick & easy Quick and easy payments with PayPal Reviewed on: 18th May 2026
Andy B's avatar
Andy B

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026
Jack M's avatar
Jack M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (109931)

Easy to use and keep up with my spendibg

4
Easy to use and keep up with my spendibg Reviewed on: 18th April 2026
Martin l's avatar
Martin l

Very easy and very convenient to use ,never had any...

5
Very easy and very convenient to use ,never had any issues. Reviewed on: 18th April 2026
Kathy M's avatar
Kathy M

PayPal credit is a useful tool for my eBay business...

5
PayPal credit is a useful tool for my eBay business which enables me to buy stock instantly and pay the balance at a convenient time. Reviewed on: 18th April 2026
Darren Claxton's avatar
Darren Claxton

Allows interest free payments on a wide range of ite...

5
Allows interest free payments on a wide range of items from big household purchases to holidays and I feel more in control because I do not have a physical credit card to use. Reviewed on: 18th April 2026
Mary's avatar
Mary

Great service

5
Easy to use. Great options available Reviewed on: 18th April 2026
MISS K's avatar
MISS K

Banks compared with PayPal

5
Very good from credit to banks difference Reviewed on: 18th April 2026
SRU ERU's avatar
SRU ERU

Reviewing Paypal

5
Great value using Always had a good experience using PayPal. Love the points system. The homepage layout. Everything easy to find. Most query's answered using the Q&A page. Would recommend it to everyone! Reviewed on: 18th April 2026
Jen's avatar
Jen

Widely accepted and great support when things don’t...

5
Widely accepted and great support when things don’t go too well. Reviewed on: 18th April 2026
Darren B's avatar
Darren B

Amazing!

5
Love the flexibility of 4 months for larger purchases and generous credit limit, the option to add a physical card and use in store is amazing Reviewed on: 18th April 2026
Ella's avatar
Ella

I use PayPal every time for online purchases gives m...

5
I use PayPal every time for online purchases gives me confidence shopping online Reviewed on: 18th April 2026
Stevenawaite's avatar
Stevenawaite

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