Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 110,016 reviews, last reviewed 18th May 2026
2728800% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have used PayPal credit for years! Have used PayPal credit for years! It’s been a life saver! When I haven’t had the money in my bank but can use PayPal credit and pay it back when I ca... Read more Reviewed on: 18th May 2026
Sharna Killick's avatar
Sharna Killick

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026
Jack M's avatar
Jack M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (110016)

Paypal is easy to use and keep track of spending ins...

5
Paypal is easy to use and keep track of spending insites and payments.Easy to find what you are looking for.As topics are clearly defined..Plus paypal keep you upto date on payments eg pay in 3. Reviewed on: 18th April 2026
Helen's avatar
Helen

Protection

5
Allways handy and never fails to protect your money when paying for something never had a problem wouldnt use any other card for payment and peace of mind would highly recommend Reviewed on: 18th April 2026
Mandie's avatar
Mandie

I feel PayPal try to rip you off with slow processin...

3
I feel PayPal try to rip you off with slow processing time of payments. Sending money abroad was extremely frustrating with PayPal Reviewed on: 18th April 2026
Frizzy 's avatar
Frizzy

Fairly high interest rates for purchases lowers over...

4
Fairly high interest rates for purchases lowers overall score. Quick and easy to set up a purchase loan . Reviewed on: 18th April 2026
Cjg's avatar
Cjg

Always had good service, when I had a false monthly...

5
Always had good service, when I had a false monthly subscription set up they were quick in resolving Reviewed on: 18th April 2026
Ann Michelle 's avatar
Ann Michelle

Easy payments and transactions and easy access

5
Easy payments and transactions and easy access Reviewed on: 18th April 2026
Jo 's avatar
Jo

It was very easy and felt very secure.

5
It was very easy and felt very secure. Reviewed on: 18th April 2026
Alan D's avatar
Alan D

Easy to use excellent quality and easy to understand

5
Easy to use excellent quality and easy to understand Reviewed on: 18th April 2026
Tom S's avatar
Tom S

Paypal has good services, it's so helpful.

5
Paypal has good services, it's so helpful. Reviewed on: 18th April 2026
Lin N's avatar
Lin N

Easy to navigate website.

5
Easy to navigate website. Questions are addressed promptly. I find the chat functionality very helpful. The sense of security that i get from paypal regarding my account and cards is indescribable Reviewed on: 18th April 2026
Daisy 's avatar
Daisy

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill