Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

View other PayPal products

4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181123)

Easy credit

Straightforward and easy to use with clear instructions Reviewed on: 1st July 2026

Very good love buy now pay later

Very good love buy now pay later Reviewed on: 1st July 2026

Never had a bad experience with PayPal, its always a...

Never had a bad experience with PayPal, its always a godsend when you need something and you can turn to PayPal. Reviewed on: 1st July 2026

Yeah I love PayPal, absolutely love it.

Yeah I love PayPal, absolutely love it. Great app and all Reviewed on: 1st July 2026

I have used PayPal for ages, I like the security fea...

I have used PayPal for ages, I like the security features as they were the first system I used to adopt passkeys with my manager. Reviewed on: 1st July 2026

Great service they provide.

Great service they provide. Easy to use and clear communication. I would reccomend to anyone. You can use PayPal on a lot of websites aswell which is great! Not had any issues and will use is where I can! Reviewed on: 1st July 2026

Quick and easy when finishing a payment online as we...

Quick and easy when finishing a payment online as well as in person with the digital card Reviewed on: 1st July 2026

Straightforward access, good amount of options, real...

Straightforward access, good amount of options, really good offers when you can get 4 months to pay something off with no interest Reviewed on: 1st July 2026

I was using PayPal for more than 15 years it’s so an...

I was using PayPal for more than 15 years it’s so annoying Reviewed on: 1st July 2026

I have wonderful experience with PayPal I had a prob...

I have wonderful experience with PayPal I had a problem and they sorted it out so professional Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub