Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110059 reviews)

View other PayPal products

4.90

Based on 110,059 reviews, last reviewed 18th May 2026

2730650% increase in 5 star reviews

in the past 90 days

8050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great and easy to use. Great and easy to use. I am very impressed with how easy it is to use. Very flexible and great to use everyday. I use it for most things day to day. ... Read more Reviewed on: 18th May 2026

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (110059)

Overall good.

They charge late fee once though made payment on due date. That only issue I had. Reviewed on: 18th April 2026

Find the PayPal confusing you can’t correct mistakes .

Find the PayPal confusing you can’t correct mistakes . It’s not friendly for old people . Too many scams . Reviewed on: 18th April 2026

Easy to use and very convenient.

Easy to use and very convenient. Pay pal credit is a useful tool. Reviewed on: 18th April 2026

Easy way to pay no hassle at all

Easy way to pay no hassle at all Reviewed on: 18th April 2026

I like PayPal credit .

I like PayPal credit . It always a help to speed our payments Reviewed on: 18th April 2026

Great Value

Seamless great value for money and easy to navigate the app Reviewed on: 18th April 2026

Great service! always saving the day

Paypal is 98% of the times my place to go, very easy to use, realiable and with a great support service Reviewed on: 18th April 2026

Highly recommend

Easy to understand how to use. Excellent customer service. Reviewed on: 18th April 2026

Paypal credit is the best with 4 instalments and no...

Paypal credit is the best with 4 instalments and no interest Reviewed on: 18th April 2026

Really great service always easy to use

Really great service always easy to use Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Payments
from PayPal 4.91 from 3719 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 52040 reviews
Payments
from PayPal 4.91 from 3719 reviews
Credit card
from PayPal 4.90 from 83 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub