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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143605 reviews)

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4.73

Based on 143,604 reviews, last reviewed 21st Jun 2026

4265050% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always feel safe using PayPal because of the extra... I always feel safe using PayPal because of the extra security. I've never had any problems and the app is very easy for me to use. Reviewed on: 21st June 2026

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143605)

Easy to apply and helpful when needed

Easy to apply and helpful when needed Reviewed on: 15th June 2026

paypal credit is good for large expensive items

paypal credit is good for large expensive items that are to expensive to buy right out spreading the cost makes it much more manageable and also flexible ie you can make the minimum payment or pay it off quicker with larger amounts if you desire i use it for electrical goods like TVs or pianos washing machine. Reviewed on: 15th June 2026

Less worrying

Always reliable. Quick and easy to access my account. Longer period to make payments. Reviewed on: 15th June 2026

0% offers for 24 months!

With PayPal credited especially with the 0% offers when doing large purchases have been super helpful, and makes it payments feel much more manageable when doing them in smaller chunks. I do especially love when it’s 12 or even 24 months with 0%Apr not many forms of credit do this. So I’m glad PayPal does. Reviewed on: 15th June 2026

Been using for a while all good

Been using for a while all good and never had a problem Reviewed on: 15th June 2026

Pay pal is very reliable

Pay pal is very reliable and secure I use it for subscriptions and also have availed of payed in 3 and credit i have never had any issues Reviewed on: 15th June 2026

Versatile payment method accepted by most retailers...

Versatile payment method accepted by most retailers online, excellent. Reviewed on: 15th June 2026

Convenient and flexible way to spread the cost

I've used PayPal Credit for a few online purchases and found it genuinely useful. The application was quick and the decision came through almost instantly, which saved a lot of hassle. What I like most is the ability to spread the cost of larger purchases, and the interest-free period on qualifying orders made budgeting much easier. It's well integrated into the normal PayPal checkout, so paying with it is just a couple of taps. The app makes it simple to see my balance and track repayments. The only thing to watch is the interest rate once any promotional period ends, so I make sure to pay larger items off in time. Overall a convenient and flexible way to manage payments. Reviewed on: 15th June 2026

Interest free for four months is a great perk for la...

Interest free for four months is a great perk for larger purchases Reviewed on: 15th June 2026

I have nothing to say, except that PayPal is amazing.

I have nothing to say, except that PayPal is amazing. Reviewed on: 15th June 2026

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