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PayPal: PayPal Credit reviews

4.73
Based on 143,573 reviews, last reviewed 20th Jun 2026
4263700% increase in 5 star reviews
in the past 90 days
12250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very positive experience, no complaints. Very positive experience, no complaints. Quick resolutions to queries and problems. Reviewed on: 20th June 2026
Ashleigh S's avatar
Ashleigh S

Latest lowest rating:

1

Didn't get my £40 welcome promotion credit. Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't le... Read more Reviewed on: 20th June 2026
David P's avatar
David P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143573)

Great costumer service

5
Good costumer service. The app is very easy to use. No hidden fees. Reviewed on: 15th June 2026

Good for online shopping no tension for shopping bec...

4
Good for online shopping no tension for shopping because pay pal with me Reviewed on: 15th June 2026

It was helpful to you me using it.

5
It was helpful to you me using it. When I need it. Reviewed on: 15th June 2026

Good service never been disappointed

5
Good service never been disappointed Reviewed on: 15th June 2026

A great product.

5
A great product. Very useful for those larger purchases. App works very well Reviewed on: 15th June 2026

Transparency and safe

5
Easy to pay safety for your purchases at any time! Reviewed on: 15th June 2026

PayPal is reliable, safe and secure.

5
PayPal is reliable, safe and secure. My go to way to pay online ! Reviewed on: 15th June 2026

I’m using PayPal so many years.

5
I’m using PayPal so many years. I’m very happy with that.. and I will still use it . I recommend to my friends . I didn’t have problems with any scammers when I’m using PayPal or PayPal credit . Reviewed on: 15th June 2026

Fantastic outlet!

5
Fantastic outlet!! Happy to recommend. Brilliant service and so easy to navigate and use. Reviewed on: 15th June 2026

Great way of being able to spread costs or purchase...

5
Great way of being able to spread costs or purchase before payday Reviewed on: 15th June 2026

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