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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I use pp alot I find it easy to use not many issues...

I use pp alot I find it easy to use not many issues very happy with paypal Reviewed on: 27th May 2025

Best in every way

I've always used PayPal since the begging and still it is the best credit provider. Reviewed on: 27th May 2025

PayPal gives me peace of mind in my transactions due...

PayPal gives me peace of mind in my transactions due to the excellent dispute resolution service Reviewed on: 27th May 2025

Always there to help and my problems are solved perf...

Always there to help and my problems are solved perfectly Reviewed on: 27th May 2025

PayPal credit

I highly recommend PayPal because they are very easy to use and everything is straightforward. The app is very easy to download and easy to use. Reviewed on: 27th May 2025

Good but needs customer service support

Not been able to actually contact someone i have issue with be nice to have chat bot then actually talk to someone about your problem/issue Reviewed on: 27th May 2025

Always had a good experience, just sometimes wish it...

Always had a good experience, just sometimes wish it was available in more places. Reviewed on: 27th May 2025

I use many times my paypal credit,was /is very helpf...

I use many times my paypal credit,was /is very helpful for me in many occasion . Reviewed on: 27th May 2025

It's been very helpful to use the pay in three with...

It's been very helpful to use the pay in three with big purchases spreading the cost over 3 months when times are tight. Reviewed on: 27th May 2025

Paypal is the best!

Paypal is the best! After Visa/Mastercard, it is the most used payment method. Reviewed on: 27th May 2025

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