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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143573 reviews)

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4.73

Based on 143,573 reviews, last reviewed 20th Jun 2026

4263700% increase in 5 star reviews

in the past 90 days

12250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very positive experience, no complaints. Very positive experience, no complaints. Quick resolutions to queries and problems. Reviewed on: 20th June 2026

Latest lowest rating:

1

Didn't get my £40 welcome promotion credit. Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't le... Read more Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143573)

Using PayPal is so easy and very flexible.

Using PayPal is so easy and very flexible. I love being able to benefit all the time from interest free option for all purchases not just a limited time when you join. Reviewed on: 15th June 2026

I love it you can pay it almost everywhere

I love it you can pay it almost everywhere Reviewed on: 15th June 2026

Gives us more options to split the payments , also t...

Gives us more options to split the payments , also the interest rate is quite less compared to to other credit providers . Reviewed on: 15th June 2026

So easy and quick to use and safe

So easy and quick to use and safe Reviewed on: 15th June 2026

Paypal is the best

I been a paypal member for more than 9 years and paypal helps me a lot with my shopping expenses ,like clothes ,shoes and other things.THats why i recomend to my friends and family to get a paypal account. Reviewed on: 15th June 2026

Almost everything is good with PayPal Credit.

Everything is good with PayPal Credit. Almost.The only problem is payments appears in app with HUGE delays. In most of others Credit card apps it appears in seconds or few minutes, not in decades! Reviewed on: 15th June 2026

Good experience overall satifactory

Good experience overall satifactory Reviewed on: 15th June 2026

Very easy to use and safe.

Very easy to use and safe. Never had to use customer services but im sure they'd be great to deal with Reviewed on: 15th June 2026

I have great experience customer service not complai...

I have great experience customer service not complain at all good service Reviewed on: 15th June 2026

Very quick problem resolving, easy to use app.

Very quick problem resolving, easy to use app. Reviewed on: 15th June 2026

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