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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Easy to use and very straightforward

Customer service is bit rubbish but other then that brilliant sytem Reviewed on: 12th July 2026

Very good an account that is very good, everything i...

Very good an account that is very good, everything is excellent. Reviewed on: 12th July 2026

Number One

PayPal’s a really convenient, safe, and efficient way to spend, particularly online Reviewed on: 12th July 2026

Good program, great points system.

Good program, great points system. I haven’t had to talk to customer support much, but they have been helpful when I have. Reviewed on: 12th July 2026

Easy to contact, use and great support

Easy to contact, use and great support Reviewed on: 12th July 2026

Never had any issues with PayPal never needed to con...

Never had any issues with PayPal never needed to contact them as never experienced any issues with PayPal. Reviewed on: 12th July 2026

Excellent customer service

I've had a couple of issues with sellers. These have been resolved in my favour very quickly and my money returned to me. Credit availability helps me budget which is important to me as I am retired Reviewed on: 12th July 2026

Easy transaction.

Easy transaction. No hassles. Would use again Reviewed on: 12th July 2026

Always easy to use and normal interest free, what’s...

Always easy to use and normal interest free, what’s not to like!? Reviewed on: 12th July 2026

Easier access to credit and good experience with usi...

Easier access to credit and good experience with using pay in three Reviewed on: 12th July 2026

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