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PayPal: PayPal Credit reviews

4.73
Based on 143,535 reviews, last reviewed 20th Jun 2026
4261950% increase in 5 star reviews
in the past 90 days
12250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

great opportunity to pay quickly great opportunity to pay quickly Reviewed on: 20th June 2026
alex turulov's avatar
alex turulov

Latest lowest rating:

1

Didn't get my £40 welcome promotion credit. Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't le... Read more Reviewed on: 20th June 2026
David P's avatar
David P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143535)

Being with paypal for 15 years, never experienced an...

5
Being with paypal for 15 years, never experienced any problems. I would say this is the safest way to pay and transfer money. 100% recommend it Reviewed on: 15th June 2026

So many sites accept PayPal.

5
So many sites accept PayPal. 4 months easy payment no interest. Reviewed on: 15th June 2026

They are very handy good to use them very secure

5
They are very handy good to use them very secure Reviewed on: 15th June 2026

Used recently to purchase a guitar.

5
Used recently to purchase a guitar. Always a very easy option to pay and the 0% repayment is really useful. I’ve not tried it for longer term payments so not sure on typical charges. Would recommend - app is really user friendly too. Reviewed on: 15th June 2026

I am protected using PayPal I would recommend it to...

5
I am protected using PayPal I would recommend it to my friends and family Reviewed on: 15th June 2026

I regularly use PayPal.

5
I regularly use PayPal. I feel safe with my money knowing that my purchases are protected . I love the flexibility to pay later if I need to . It is easy and reliable to use . Reviewed on: 15th June 2026

Value for money

5
Easy to get the answer when you most needed Reviewed on: 15th June 2026

I use PayPal credit very often and I am very satisfi...

5
I use PayPal credit very often and I am very satisfied with the service, fast payment option without any problems Reviewed on: 15th June 2026

Good payment option

5
easy to use app, works with many retailers. Reviewed on: 15th June 2026

Enjoying the interest free months

5
Enjoying the interest free months Reviewed on: 15th June 2026

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