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PayPal: PayPal Credit reviews

4.73
Based on 143,593 reviews, last reviewed 21st Jun 2026
4264500% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used PayPal for many years and they have prov... I have used PayPal for many years and they have provided me with an easy to use and safe option when paying for items. I feel safe knowing that PayPal... Read more Reviewed on: 21st June 2026
Craig Conchie's avatar
Craig Conchie

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143593)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Using PayPal is so easy and very flexible.

5
Using PayPal is so easy and very flexible. I love being able to benefit all the time from interest free option for all purchases not just a limited time when you join. Reviewed on: 15th June 2026

I love it you can pay it almost everywhere

5
I love it you can pay it almost everywhere Reviewed on: 15th June 2026

Gives us more options to split the payments , also t...

5
Gives us more options to split the payments , also the interest rate is quite less compared to to other credit providers . Reviewed on: 15th June 2026

So easy and quick to use and safe

5
So easy and quick to use and safe Reviewed on: 15th June 2026

Paypal is the best

5
I been a paypal member for more than 9 years and paypal helps me a lot with my shopping expenses ,like clothes ,shoes and other things.THats why i recomend to my friends and family to get a paypal account. Reviewed on: 15th June 2026

Almost everything is good with PayPal Credit.

5
Everything is good with PayPal Credit. Almost.The only problem is payments appears in app with HUGE delays. In most of others Credit card apps it appears in seconds or few minutes, not in decades! Reviewed on: 15th June 2026

Good experience overall satifactory

4
Good experience overall satifactory Reviewed on: 15th June 2026

Very easy to use and safe.

5
Very easy to use and safe. Never had to use customer services but im sure they'd be great to deal with Reviewed on: 15th June 2026

I have great experience customer service not complai...

4
I have great experience customer service not complain at all good service Reviewed on: 15th June 2026

Very quick problem resolving, easy to use app.

5
Very quick problem resolving, easy to use app. Reviewed on: 15th June 2026

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