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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Good experience Excellent care

Perfect experience from start to finish. I will definitely buy again! Reviewed on: 12th July 2026

Easy to use, good credit and pay later options.

Easy to use, good credit and pay later options. Reviewed on: 12th July 2026

Easy pay.

Easy pay. Fast and safe payment. Reviewed on: 12th July 2026

Paypal is excellent, but....

Paypal is excellent. Only 1 thing i would change is when you are making your monthly payments to pay things off your PayPal credit. That you have the ability to pay off specific things, especially ones that have limited interest free periods. Reviewed on: 12th July 2026

It is so easy to make a transaction and also many ot...

It is so easy to make a transaction and also many other companies are using PayPal to pay so it is easy for the customers to pay as well. Reviewed on: 12th July 2026

I like PayPal I feel that my money always safe

I like PayPal I feel that my money always safe Reviewed on: 12th July 2026

Always helped me when i have had issues with returns...

Always helped me when i have had issues with returns/refunds Reviewed on: 12th July 2026

Quick and easy to use, clear on repayments date and...

Quick and easy to use, clear on repayments date and very intuitive UI. Reviewed on: 12th July 2026

Customer serviceAlways been there when i needed them

Always been there when i needed them Reviewed on: 12th July 2026

Use paypal any websites that let me for fast secure...

Use paypal any websites that let me for fast secure payments Reviewed on: 12th July 2026

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