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PayPal: PayPal Credit reviews

4.73
Based on 181,105 reviews, last reviewed 5th Aug 2026
57% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026
Gabriel N's avatar
Gabriel N

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181106)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy friendly site great support

4
Easy friendly site great support Reviewed on: 15th July 2026

I have been using PayPal for years now and have neve...

4
I have been using PayPal for years now and have never had any problems whatsoever with PayPal payments, I prefer PayPal payments though especially online shopping . Reviewed on: 15th July 2026

I use PayPal all the time to keep things easy and si...

5
I use PayPal all the time to keep things easy and simple, the way I like it, the pay in 3 feature has helped me get a few items for my hobbies I wouldn't of been able to get before Reviewed on: 15th July 2026

Great option

5
Great way of spreading payments and helping with your budget Reviewed on: 15th July 2026

Great service, always simple, fast and steady.

4
Great service, always simple, fast and steady. Reviewed on: 15th July 2026

Excellent service quick easy, customer service excel...

5
Excellent service quick easy, customer service excellent, would definitely recommend this service Reviewed on: 15th July 2026

very easy to use.

5
very easy to use. specially instalments plans Reviewed on: 15th July 2026

all i thing is good and handy plus smart having...

4
Over all i thing is good and handy plus smart having physical card and virtual make it really handy Reviewed on: 15th July 2026

Always feel that payments are secure

5
Always feel that payments are secure Reviewed on: 15th July 2026

The best app

5
I've been using PayPal for couple of years never had any issues with it... Safe app... quick response from customer service.... highly recommend Reviewed on: 15th July 2026

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