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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181090)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Making finance and spending accessible and stress free

5
Making finance accessible and stress free for the modern day mother and family. I have a level of financials freedom thy is manageable and feel safe and supported thanks to PayPal. Reviewed on: 14th July 2026

Great credit service, outstanding customer service.

5
Great credit service, outstanding customer service. Reviewed on: 14th July 2026

I always use paypal credit help me alot.

5
I always use paypal credit help me alot. And is very good when you got not enough money qnd you cqn use this very helpful and what you can pay slowly Reviewed on: 14th July 2026

I have adhd so struggle with arranging my finances...

5
I have adhd so struggle with arranging my finances at times. Customer services have been patient and nice to deal with Reviewed on: 14th July 2026

I wanted to buy that phone I love but I wasn't havin...

5
I wanted to buy that phone I love but I wasn't having the money. I registered with PayPal and PayPal gave me credit to buy the phone with monthly repayment so convenient. Thank you PayPal Reviewed on: 14th July 2026

PayPal excellence

5
Excellent service and easy to use app. Reviewed on: 14th July 2026

Very helpful and good customer service that helped p...

5
Very helpful and good customer service that helped promptly Reviewed on: 14th July 2026

No issues.

5
No issues. Never any problems. Easy to use. Reviewed on: 14th July 2026

I use PayPal because I feel that I get the best serv...

5
I use PayPal because I feel that I get the best service and security Reviewed on: 14th July 2026

Paypal is the best payment gateway to merchants beca...

5
Paypal is the best payment gateway to merchants because of the versatile payment options Reviewed on: 14th July 2026

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