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PayPal: PayPal Credit reviews

4.73
Based on 136,038 reviews, last reviewed 11th Jun 2026
3920400% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was easy to apply for credit but also handy to ha... It was easy to apply for credit but also handy to have 3 months to pay. Reviewed on: 11th June 2026
Khim Q's avatar
Khim Q

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136038)

Amazing experience using PayPal, quick and easy

5
Amazing experience using PayPal, quick and easy Reviewed on: 7th May 2026

Paypal has always been so easy to use and has some g...

5
Paypal has always been so easy to use and has some great extra features. I love the fact that it prevents having to give bank details out and the pay in 3 option helps me buy things i wouldnt be able to afford. Reviewed on: 7th May 2026

The process is clear and concise

5
The process is clear and concise, easy to navigate Reviewed on: 7th May 2026

Efficient and excellent way to pay for good when you...

5
Efficient and excellent way to pay for good when you can’t afford the price Reviewed on: 7th May 2026

Excellent

5
If I have ever had any issues it has been dealt with promptly and efficiently. Reviewed on: 7th May 2026

Never had a problem, 4 months interest free credit,...

5
Never had a problem, 4 months interest free credit, what's not to like. Reviewed on: 7th May 2026

Used PayPal for years, great service

5
Used PayPal for years, great service Reviewed on: 7th May 2026

Trusted organisation

5
Trusted company, easy to contact, helpful staff Reviewed on: 7th May 2026

Get PayPal account

5
Great support keeping your money safe Reviewed on: 7th May 2026

They are easy to reach and they call back when they...

5
They are easy to reach and they call back when they promise to. Reviewed on: 7th May 2026

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