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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

I feel safe with PayPal.

I feel safe with PayPal. It's easy to make payments and credit arra cements are bri.lia t Reviewed on: 29th June 2026

Very good service it is very handy to use and truste...

Very good service it is very handy to use and trusted too Reviewed on: 29th June 2026

Does what it needs to.

Does what it needs to. Using Paypal credit is simple and it pays for what I need. I also have the option of Pay in 3 which is fantastic. Can't say I have had any major problems that have needed to be resolved. I currently have a case that is in progress but I'm sure that Paypal will be efficient and effective with their decision. Reviewed on: 29th June 2026

Easy to use and manage.

Easy to use and manage. Very useful and handy to have available Reviewed on: 29th June 2026

Easy to use, very accessible and easy to manage

Easy to use, very accessible and easy to manage Reviewed on: 29th June 2026

I have been using paypal for years now and it has al...

I have been using paypal for years now and it has always been positive for as well as safe.THe respone to complaints have always been dealth with and if i ask a question i always get an answer . So my eperince is very good Reviewed on: 29th June 2026

Graet exsperience with paypal so quick and easy to u...

Graet exsperience with paypal so quick and easy to use when naking purchasrs Reviewed on: 29th June 2026

0% interest credit was great

Being able to get a 0% interest with PayPal Credit has been really useful and made my big purchase much easier to manage. The application was simple and the repayment terms were clear. Reviewed on: 29th June 2026

Simple - Just what you need.

extremely simple to understand and simply to use Reviewed on: 29th June 2026

Super easy and fast to set up and use

Needed to borrow a little extra for a kitchen renovation project. The ability to easy set up a PayPal credit with the first 4 months 0% interest was so easy and worth doing. Couldn’t recommend using the feature enough for people who need a little extra help with a purchase. Reviewed on: 29th June 2026

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