Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,036 reviews, last reviewed 21st Jun 2026
4284700% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic credit facility I primarily use PayPal credit for a number of years. The 4 months interest free facility is excellent. Now I also have a physical card so am able to u... Read more Reviewed on: 21st June 2026
DH's avatar
DH

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (144036)

Always straight forward transaction done in seconds.

5
Always straight forward transaction done in seconds.always an update by email feel safer checking in Signing in with code makes it a lot safer. Checking transactions always in complete order there is a lot more to do I have not tried yet Reviewed on: 16th June 2026
Susan Dunne's avatar
Susan Dunne

Handy to have in your pocket easy to use

5
Handy to have in your pocket easy to use Reviewed on: 16th June 2026
Grant Bath's avatar
Grant Bath

I find it so much easier to use PayPal when online s...

5
I find it so much easier to use PayPal when online shopping. It’s safe and convenient Reviewed on: 16th June 2026
Lucie K's avatar
Lucie K

Loving it!!

4
My experience with using Paypal has been excellent thus far. I enjoy the convenience. Reviewed on: 16th June 2026
Bryan Austin Lewis's avatar
Bryan Austin Lewis

Anyone! Please I 100% recommend you get this!

5
Easy to use. No mess no fuss. It is just that straight forward and easy to use. I would recommend to anyone. You can use it online or in store. With the easy to use smart pay way, no need carry cards. Even with that you can still get a physical card to use if you want to feel that little bit more inflated and happier. Reviewed on: 16th June 2026
Nigel M's avatar
Nigel M

The best form the pay whit PayPal

4
I’m a old costumer and allwais use PayPal in the online shopping but now I have the physical card so use in different shopping also I like that I can pay in 3 or 4 months that a good option. Reviewed on: 16th June 2026
L Gustavo's avatar
L Gustavo

Always helpful and exactly what I need from the prod...

5
Always helpful and exactly what I need from the product, PayPal customer service is second to none, and they're communication is outstanding. Reviewed on: 16th June 2026
Kurgon M's avatar
Kurgon M

Pay pal is amazing, the best there is

5
Pay pal is amazing, the best there is Reviewed on: 16th June 2026
grace b's avatar
grace b

Easy to use and no nonsense.

5
PayPal is easy to use and no nonsense. Rates and offers are good and helps spread the cost of larger purchases across more than one pay day. I have confidence that it provides a secure method of payment - with good refund process if required. Reviewed on: 16th June 2026
Ludo's avatar
Ludo

App is easy to use.

4
App is easy to use. APR could be lower. Reviewed on: 16th June 2026
Jody B's avatar
Jody B

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill