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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

.Excellent PayPal Credit Service

PayPal has always been reliable and secure. Payments are fast, and customer service has always been helpful whenever I’ve needed assistance. I have also had a positive experience with PayPal Credit. I would happily recommend PayPal to anyone looking for a safe and convenient way to pay online. Reviewed on: 12th July 2026

customer service needs to be improved

customer service needs to be improved Reviewed on: 12th July 2026

I have always been kept well informed of my transact...

I have always been kept well informed of my transactions Reviewed on: 12th July 2026

Always helpful and a great way to spread payments

Always helpful and a great way to spread payments Reviewed on: 12th July 2026

Nice frm

Best retail provider - shop ahead shop well trustworthy Reviewed on: 12th July 2026

Happy shopper..

Ever transaction has been very smooth and I shop knowing paypal has gas my back Reviewed on: 12th July 2026

Straight forward to use.

Straight forward to use. App interface is intuitive Reviewed on: 12th July 2026

Fine, payments are seamless with plenty of warning.

Fine, payments are seamless with plenty of warning. Reviewed on: 12th July 2026

best credit facility ever!

best credit facility ever! i truly don't know how can it get better Reviewed on: 12th July 2026

Reliable fast secure.

Reliable fast secure. Ease of mind if any issues with purchases Reviewed on: 12th July 2026

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