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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy to use simple service.

Easy to use simple service. Would recommend Reviewed on: 27th May 2025

PayPal credit is fantastic

PayPal credit has made my and my family's shopping easier and more relaxing, stress-free. Thanks PayPal Reviewed on: 27th May 2025

Easy to use and customer friendly.

Easy to use and customer friendly. Highly recommended A* Reviewed on: 27th May 2025

I use PayPal for everything i can buy online, if a s...

I use PayPal for everything i can buy online, if a site dosnt offer PayPal i always look for one that can. Reviewed on: 27th May 2025

Paypal is awesome, safe and secure.

I use Paypal for most of my online shopping and it's just great. Reviewed on: 27th May 2025

I would honestly be really stuck without paypal alot...

I would honestly be really stuck without paypal alot cheaper than any credit card or loan. And no red letters love it Reviewed on: 27th May 2025

I love using PayPal.

I love using PayPal. I use it for all of my shopping online and transactions if I can Reviewed on: 27th May 2025

Easy and practical to pay online purchases in instal...

Easy and practical to pay online purchases in instalments. Reviewed on: 27th May 2025

Peace of mind

I always use PayPal when paying for goods online. I feel more comfortable and confidant that my payments and bank details are protected. Reviewed on: 27th May 2025

Locked out of old account, customer service sorted i...

Locked out of old account, customer service sorted it rapid and helped when phone number was no longer in use for current account, never had problems with buyer protection would highly recommend Reviewed on: 27th May 2025

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