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PayPal: PayPal Credit reviews

4.73
Based on 143,950 reviews, last reviewed 21st Jun 2026
4281050% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

EXCELLENT Great experience, I have use PayPal for a number of years now and wouldn’t use any other, never had any problems and will continue to use. Reviewed on: 21st June 2026
Columba McCurdy 's avatar
Columba McCurdy

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026
Stephanie S's avatar
Stephanie S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143950)

Reliable Money App

5
A reliable and easy-to-use app with fast transactions and excellent security. Managing and transferring money is simple and stress-free. Highly recommended! Reviewed on: 16th June 2026

I’ve found PayPal credit easy to use and navigate an...

5
I’ve found PayPal credit easy to use and navigate and whenever I’ve needed customer service they’ve been helpful and professional. Reviewed on: 16th June 2026

Im using that very good experience easy to use and...

5
Im using that very good experience easy to use and pay Reviewed on: 16th June 2026

I’ve been with PayPal for many years and I never had...

5
I’ve been with PayPal for many years and I never had any issues, always feel safe when I can use it Reviewed on: 16th June 2026

Allways their for me, quick transaction, help when n...

5
Allways their for me, quick transaction, help when needed and never any problems thanks to pay pal over the years. Reviewed on: 16th June 2026

PAYPAL CREDIT Easy to use AND SAFE!

5
Paypal is so easy to use, easy to make payments, and a simple no fuss credit option.........my go to, first payment option and of course security of payment protection all at one source......... Reviewed on: 16th June 2026

Very useful credit card

5
Very useful credit card to have alongside PayPal Reviewed on: 16th June 2026

Smooth easy experience.

4
Smooth easy experience. Like using pay in 3 Reviewed on: 16th June 2026

Fast easy transactions backed by great customer serv...

5
Fast easy transactions backed by great customer service. Reviewed on: 16th June 2026

Very good would recommend

5
Very good would recommend. Very friendly and easy to use Reviewed on: 16th June 2026

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Help others make smarter decisions by sharing your own experience. Write a review