Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143800 reviews)

View other PayPal products

4.73

Based on 143,799 reviews, last reviewed 21st Jun 2026

4274000% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love being able to split payments over multiple months. Love being able to split payments over multiple months. It really helps me to manage larger payments without additional fees. I wish the statements we... Read more Reviewed on: 21st June 2026

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (143800)

excellent friendly responses

Any problems ive had excellent responses but prefer to attacully talk to a person Reviewed on: 16th June 2026

Brilliant

Easy to use, easy to understand what you are getting into. Reviewed on: 16th June 2026

Excellent experience with PayPal.

Excellent experience with PayPal.If I need to buy something, it allows me to make 3 payments.and last time I got a £5 bonus. Reviewed on: 16th June 2026

Always easy to manage and expert help available

Always easy to manage and expert help available Reviewed on: 16th June 2026

Very good experience for me, I have never had such g...

Very good experience for me, I have never had such good experience Reviewed on: 16th June 2026

PayPal is my Pay Pal!

I can't recommend PayPal Credit enough! It has given me the opportunity to travel and make purchases knowing that I have time to save up to pay it off in one go or pay the amount I can afford on a monthly basis. PayPal credit has taken away my financial stress and worry. Reviewed on: 16th June 2026

Excellent and easy to use!

Excellent and easy to use! No fuss simple finance when you need it. Reviewed on: 16th June 2026

Easy to use, fits lifestyle.

Easy to use, fits lifestyle. Good communication with hills and accounts Reviewed on: 16th June 2026

Nice & Simple.

Always nice and simple.and straight forward. Reviewed on: 16th June 2026

This is the most convenient way to spend and safe it...

This is the most convenient way to spend and safe it’s a straight forward pleasant experience Reviewed on: 16th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 74666 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub