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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I have been with PayPal for years never had any issu...

I have been with PayPal for years never had any issues great customer service Reviewed on: 12th July 2026

the PayPal so far is good

I don’t have any complaints , i didn’t have any problems so far . But the pay off amount could be shown quicker. As is taking fe days what you have still left to pay . Reviewed on: 12th July 2026

Just a really good service and nice perks to using P...

Just a really good service and nice perks to using PayPal Reviewed on: 12th July 2026

Always reliable, no need to worry, always assured of...

Always reliable, no need to worry, always assured of payments getting paid. Reviewed on: 12th July 2026

I've used PayPal for a long time and they've always...

I've used PayPal for a long time and they've always been the best Reviewed on: 12th July 2026

It was easy to set up an PayPal account and I’m able...

It was easy to set up an PayPal account and I’m able to use it with ease especially to over emergency expenses. Reviewed on: 12th July 2026

I’ve used PayPal for well over a decade now and it’s...

I’ve used PayPal for well over a decade now and it’s great. Never had any issue, my cards are safe there and I’m comfortable using it on any site without fear of theft. PayPal credit is cool for when I want to win an eBay bid a few days before I’m paid from work and I’ve had to pay out a large expense that month, it’s very handy in my short term lending experience. Reviewed on: 12th July 2026

It’s amazing .

It’s amazing .. easy and quick service Reviewed on: 12th July 2026

Efficient and professional service

Efficient and professional service Reviewed on: 12th July 2026

Very easy to use , so many Internet sites accept...

Very easy to use , so many Internet sites accept it Reviewed on: 12th July 2026

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