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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,623 reviews, last reviewed 21st Jun 2026
4265850% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Online processes easy talking to person not so easy Good had a little trouble when needing to speak to someone Reviewed on: 21st June 2026
Emma J's avatar
Emma J

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143623)

Using PayPal is so easy and very flexible.

5
Using PayPal is so easy and very flexible. I love being able to benefit all the time from interest free option for all purchases not just a limited time when you join. Reviewed on: 15th June 2026
Stephanie Tague's avatar
Stephanie Tague

I love it you can pay it almost everywhere

5
I love it you can pay it almost everywhere Reviewed on: 15th June 2026
Anna D's avatar
Anna D

Gives us more options to split the payments , also t...

5
Gives us more options to split the payments , also the interest rate is quite less compared to to other credit providers . Reviewed on: 15th June 2026
Melwin R's avatar
Melwin R

So easy and quick to use and safe

5
So easy and quick to use and safe Reviewed on: 15th June 2026
Jo's avatar
Jo

Paypal is the best

5
I been a paypal member for more than 9 years and paypal helps me a lot with my shopping expenses ,like clothes ,shoes and other things.THats why i recomend to my friends and family to get a paypal account. Reviewed on: 15th June 2026
Arnold's avatar
Arnold

Almost everything is good with PayPal Credit.

5
Everything is good with PayPal Credit. Almost.The only problem is payments appears in app with HUGE delays. In most of others Credit card apps it appears in seconds or few minutes, not in decades! Reviewed on: 15th June 2026
Antons O's avatar
Antons O

Good experience overall satifactory

4
Good experience overall satifactory Reviewed on: 15th June 2026
William 's avatar
William

Very easy to use and safe.

5
Very easy to use and safe. Never had to use customer services but im sure they'd be great to deal with Reviewed on: 15th June 2026
Dylan B's avatar
Dylan B

I have great experience customer service not complai...

4
I have great experience customer service not complain at all good service Reviewed on: 15th June 2026
W Garibaldi 's avatar
W Garibaldi

Very quick problem resolving, easy to use app.

5
Very quick problem resolving, easy to use app. Reviewed on: 15th June 2026
Sonata S's avatar
Sonata S

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