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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

great service.

I have been using this service for over 10 years, I have always found the customer service very helpful and there services they provide to be excellent. I will continue to use and recommend. Reviewed on: 12th July 2026

I have been using paypal for many years and it has a...

I have been using paypal for many years and it has always been a delight when making purchases and having issues with non delivered items. Also the credit has been a major benefit Reviewed on: 12th July 2026

I like paypal as it’s safe and convenient way to pay.

I like paypal as it’s safe and convenient way to pay. I like that I have possibility to use paypal credit and that flexibility so I can use card or traditional paypal payment, for both credit and regular account. Reviewed on: 12th July 2026

Easy to purchase things when I need them.

Easy to purchase things when I need them. Reviewed on: 12th July 2026

Always a good easy to use service.

Always a good easy to use service, quick to respond. Reviewed on: 12th July 2026

I have used paypal for many years as I feel it is th...

I have used paypal for many years as I feel it is the safest way to buy online. You also can clearly have autonomy over payments etc Reviewed on: 12th July 2026

Loyal and excellent service

I have been using paypal for long time now and everytime paypal gave me excellent service. Reviewed on: 12th July 2026

The level of protection you have using paypal is inc...

The level of protection you have using paypal is incredible. I know when i buy something i’m safe. Reviewed on: 12th July 2026

I have used PayPal services for a number of years an...

I have used PayPal services for a number of years and I have never been let down by them in anyway excellent all round customer service and a pleasant experience and would and have recommended them to family and friends Reviewed on: 12th July 2026

PayPal is excellent they always helps with any trans...

PayPal is excellent they always helps with any transaction you make Reviewed on: 12th July 2026

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