Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180987 reviews)

View other PayPal products

4.73

Based on 180,978 reviews, last reviewed 21st Jul 2026

224% increase in 5 star reviews

in the past 90 days

275% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Lots of payment options, easy to use and have great... Lots of payment options, easy to use and have great customer support Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180987)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Never any problems with Paypal.

Never any problems with Paypal. Great Reviewed on: 12th July 2026

Very nice experience and great service to our

Very nice experience and great service to our Reviewed on: 12th July 2026

lifesaver

paypal has helped me alot i use paypal credit and pay in 3 alot Reviewed on: 12th July 2026

PayPal is my best friend

In these hard times when everything is expensive PayPal comes to the rescue. When you need a a birthday gift it's easy and quick to pay with PayPal. If you can't afford the full amount, no worries you can split into three monthly payments or you can even pay with PayPal credit that makes it even cheaper to pay monthly. PayPal is my best friend Reviewed on: 12th July 2026

Very helpful and supportive helped me with paying in...

Very helpful and supportive helped me with paying in confidence Reviewed on: 12th July 2026

Fast and Trustworthy Service

Using PayPal to pay my supplier last week was incredibly smooth and straightforward. I was a bit worried about sending a large international payment, but the transaction went through instantly with clear tracking details. The interface is intuitive, and having their buyer protection gives me genuine peace of mind whenever I make business transactions. It saved me a lot of time compared to traditional bank wire transfers Reviewed on: 12th July 2026

Never had a problem with PayPal.

Never had a problem with PayPal. Totally professional. Extremely easy to use. Makes life so easy. Highly recommended. Reviewed on: 12th July 2026

Easy to use, not too expensive.

Easy to use, not too expensive. Safe and convenient, goodconsumer protection. Reviewed on: 12th July 2026

PayPal supports customers in any circumstances we fi...

PayPal supports customers in any circumstances we find ourselves in, making sure life becomes bearable and joyous. Reviewed on: 12th July 2026

PayPal is so quick, convenient and most importantly,...

PayPal is so quick, convenient and most importantly, safe. Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3855 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101174 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub