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PayPal: PayPal Credit reviews

4.73
Based on 180,978 reviews, last reviewed 21st Jul 2026
224% increase in 5 star reviews
in the past 90 days
275% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lots of payment options, easy to use and have great... Lots of payment options, easy to use and have great customer support Reviewed on: 21st July 2026
Mrs A Wilson's avatar
Mrs A Wilson

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180980)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Amazing service

5
Amazing service if I end up with any problems theyre quickly resolved. Paypal credit has helped me out in alot of ways. Reviewed on: 12th July 2026

Safe easy way to pay for things

5
Always use PayPal no faffing bout looking for card. Easy to use. Reviewed on: 12th July 2026

Seamless payment.

5
I have enjoyed paypal because of its seamless payment experience and ease of navigating the app. Reviewed on: 12th July 2026

Easy to use and great service.

5
Easy to use and great service. Having the physical card means the offer can be used anywhere Reviewed on: 12th July 2026

Amazing Help

5
It has been brilliant for spreading out costs and even came in handy when I had some unexpected things come in life I had to pay for. The added 0^ for 4 months has been a proper life saver at times. Reviewed on: 12th July 2026

Gives me confidence that my payments are secure and...

5
Gives me confidence that my payments are secure and enables me to spread the payments. Reviewed on: 12th July 2026

Very easy to use and secure, good app

5
Very easy to use and secure, good app Reviewed on: 12th July 2026

Any issue is quickly resolved and their app works well.

5
Any issue is quickly resolved and their app works well. Reviewed on: 12th July 2026

Paypal usage

5
PayPal is easy to use and also will give nice rewards and discounts while paying using paypal. Reviewed on: 12th July 2026

Good service but I wish they were more clear on how...

5
Good service but I wish they were more clear on how deductiosn work on certain paypal credit purchases. Reviewed on: 12th July 2026

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