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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

When ever I use PayPal everything is so straight for...

When ever I use PayPal everything is so straight forward with no complications and effortless Reviewed on: 29th June 2026

PayPal changed my life and make it easier

PayPal changed my life and make it easier Reviewed on: 29th June 2026

A lifesaver when needed

I’ve been using PayPal for almost 15 years now, and PayPal Credit has consistently been a lifesaver for me. It’s reliable, easy to manage, and always there when I need a bit of flexibility. The application process was smooth, payments are straightforward, and the reminders help me stay organised. Overall, it’s a service I’ve come to trust over many years of use. Reviewed on: 29th June 2026

PayPal credit made easy

Easy simple transactions help me manage and budget my account without difficulty Reviewed on: 29th June 2026

All round my go to provider for credit easy to use .

All round my go to provider for credit easy to use . Excellent service pay pal make it so easy for transactions and provide excellent security for your needs Reviewed on: 29th June 2026

Simple easy to use, piece of mind

Simple easy to use, piece of mind Reviewed on: 29th June 2026

I have been with them for many many years they have...

I have been with them for many many years they have been a support through tough times . They keep me up yo date. Keep me within the realms of my creditAnd I feel safe using them as a medium of purchase and bank payments. Thank uou PayPal Reviewed on: 29th June 2026

I find the app confusing

I find the app confusing and I hate the way payments are not taken straight away as that makes it difficult to budget my bank account Reviewed on: 29th June 2026

Great help with big purchases

PayPal offered me a time to pay back a purchase instead of paying all in one go. Reviewed on: 29th June 2026

Used for 10 years now with no issues, PayPal credit...

Used for 10 years now with no issues, PayPal credit has been a great Saftey net for me. Reviewed on: 29th June 2026

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