Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

View other PayPal products

4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181119)

Never had any issues.

Never had any issues. Great service Reviewed on: 29th June 2026

Worry free spending

Streamlined access no wobble guarantees Reviewed on: 29th June 2026

Easy to apply and customer service is fairly good.

Easy to apply and customer service is fairly good. Reviewed on: 29th June 2026

Never had any problems with PayPal.

Never had any problems with PayPal. Any queries answered quickly and fully. Good communication regarding upcoming payments. Reviewed on: 29th June 2026

Has been amazing very easy to use.

Has been amazing very easy to use. All instructions have been given in plain simple language to avoid any confusion really love the service and the speediness of it. Reviewed on: 29th June 2026

Great experience, customer service deal with any iss...

Great experience, customer service deal with any issues promptly and keep you informed of any process. Reviewed on: 29th June 2026

19 years later

19 years later still the one I trust. Reviewed on: 29th June 2026

Intuitive and make-sense money management

Intuitive and make-sense money management Reviewed on: 29th June 2026

Waste of time,does not do what it says pay in 3 joke.

Waste of time,does not do what it says pay in 3 joke. Reviewed on: 29th June 2026

Great safe way for sending money!

Great safe way for sending money! Buying things too as you can get interest free on some purchases. Reviewed on: 29th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101278 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub