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PayPal: PayPal Credit reviews

4.73
Based on 136,762 reviews, last reviewed 12th Jun 2026
3953650% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pleased with Nice and easy process recommended Reviewed on: 12th June 2026
Constantin 's avatar
Constantin

Latest lowest rating:

1

Easy access helps with chasing refunds and returns Easy access helps with chasing refunds and returns Reviewed on: 12th June 2026
Frodo's avatar
Frodo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136762)

Simple to use

5
Simple to use offers great customer protection, Reviewed on: 8th May 2026

Great experience service and help a lot with large i...

5
Great experience service and help a lot with large items I could buy at once Reviewed on: 8th May 2026

Paypal a great product

5
Paypal os easy to use and anytime I have needed to use customer service the service has always been professional and knowledgeable i have always felt that Paypal were investigating thoroughly with a fair outcome Reviewed on: 8th May 2026

Easy to use and lots of options available

4
Easy to use and lots of options available Reviewed on: 8th May 2026

Great uses. Direct debit setup needs work

3
Great uses... easy to use however the closing of my credit card is because the linking of a bank account an direct debit set up has errors. Reviewed on: 8th May 2026

Great service that caters to people’s needs

5
Just always there to support me and provide with options to pay. Great tool for vendors and small businesses. The app is fantastic too. Reviewed on: 8th May 2026

good programme offered

5
I have a good experience so far, the non interest instalment programme was good. Reviewed on: 8th May 2026

Helpful.

5
Helpful. Glad it was available to me. Reviewed on: 8th May 2026

Used PayPal for a long time now.great to use.

5
Used PayPal for a long time now. lots of options for payment plans etc. never had any problems. Reviewed on: 8th May 2026

Fabulous service.

5
Fabulous service..outstanding. I was recommended by a friend, so glad they did. I've had a great experience, and would be glad to help others do the same..first class Reviewed on: 8th May 2026

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Help others make smarter decisions by sharing your own experience. Write a review