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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,675 reviews, last reviewed 12th Jun 2026
3949850% increase in 5 star reviews
in the past 90 days
10950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Will always use PayPal Pay in 3 when off Anytime it is offered I will use PayPal Pay in 3...I really like being able to spread the payments over 3 months. Reviewed on: 12th June 2026
J Lawson's avatar
J Lawson

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026
Aaron Whiteway's avatar
Aaron Whiteway
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136676)

I have had a good experience so far with them

4
I have had a good experience so far with them Reviewed on: 8th May 2026
Daniel A's avatar
Daniel A

Using from more than 15 years and it’s the best way...

5
Using from more than 15 years and it’s the best way moving money and pay online Reviewed on: 8th May 2026
Nomi 's avatar
Nomi

Makes my life alot easier with pay in3

5
Makes my life alot easier with pay in3 Reviewed on: 8th May 2026
Michael M's avatar
Michael M

No problem is too big.

5
No problem is too big for them to sort out, fantastic customer service. Reviewed on: 8th May 2026
richard david keel's avatar
richard david keel

No problem is too big.

5
No problem is too big for them to sort out, fantastic customer service. Reviewed on: 8th May 2026
richard david keel's avatar
richard david keel

One of the most reliable payment platform.

5
PayPal is easy to use, secure, and convenient for online payments. I like how fast transactions are and that I don’t need to enter my card details on every website. Buyer protection is also a big plus. It’s one of the most reliable payment platform. Reviewed on: 8th May 2026
Ruby M's avatar
Ruby M

My experience with PayPal credit was great without i...

5
My experience with PayPal credit was great without issues Reviewed on: 8th May 2026
Henosn o jimoh's avatar
Henosn o jimoh

Paypal - first choice for payments

5
PayPal is a quick, reliable and easy way to pay with different payment options, spreading costs and offering security. Excellent app to keep track and early payment options is great too. Reviewed on: 8th May 2026
J N's avatar
J N

Good job paypal

5
I’ve been using PayPal for years and it’s honestly made online payments so much easier. Transactions are fast, secure, and I love the buyer protection for extra peace of mind. Whether I’m shopping online or sending money, everything works smoothly. Definitely one of the most reliable payment apps I’ve used. Reviewed on: 8th May 2026
Tom B's avatar
Tom B

Great service

5
I have had a couple of problems with purchases and PayPal credit stepped in and problem solved. Reviewed on: 8th May 2026
N B's avatar
N B

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