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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

PayPal has always been really easy to use and their...

PayPal has always been really easy to use and their credit options are helpful. I have used PayPal for over 20 years and they are still the best Reviewed on: 29th June 2026

The best way to pay!

PayPal is a very easy safe way for me to pay fir anything, simple and quick I find the app very smooth to use. I always use PayPal Reviewed on: 29th June 2026

Brilliant

Just works well. Gives me the option to purchase anything for 0% interest up to 4 months which is really handy for big purchases. Works everywhere and the app is actually really nice to use! 10/10 Reviewed on: 29th June 2026

I have had no problem with PayPal credit.

I have had no problem with PayPal credit. Reviewed on: 29th June 2026

Fabulous

Always a reliable if and when you need it Reviewed on: 29th June 2026

I briggs

I would recommend PayPal to anyone because it’s a great way to spread the cost for things you wouldn’t normally be able to afford through the pay in 3 or PayPal credit and also a safe and secure way to buy things online and when I have had any issues which is rare it’s always been dealt with fast and fairly. Reviewed on: 29th June 2026

"Simples"

Every time I have used PayPal credit it has been a swift and simple process, which I have been impressed with. Reviewed on: 29th June 2026

Easy to use app, application process, and rewards..

Easy to use app, application process, and PayPal+ rewards. The pay in 3 instalment and 4 months interest free are also great for larger purchases. My only issue so far is that the credit card was not accepted at pay at the pump. Reviewed on: 29th June 2026

Easy transactions and very safe.

Easy transactions and very safe. Reviewed on: 29th June 2026

Simple, useful, reasonable

Simple to use, very useful to have, and very reasonably priced. It's perfect to pad out the costs of larger purchases over a few months, and the 12 month deals offered with some retailers is absolutely phenomenal. Reviewed on: 29th June 2026

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