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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,605 reviews, last reviewed 12th Jun 2026
3946950% increase in 5 star reviews
in the past 90 days
10950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant Just great always reliable A quick tap and your done Reviewed on: 12th June 2026
Kirk 's avatar
Kirk

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026
Aaron Whiteway's avatar
Aaron Whiteway
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136605)

Great experience with PayPal.

5
Great experience with PayPal. Especially pay later and credit Reviewed on: 7th May 2026
Liviu S's avatar
Liviu S

The best experience!

5
The best experience! Never been disappointed. Reviewed on: 7th May 2026
Anonymous's avatar
Anonymous

Simple and effective short term credit

5
Very easy to use and keep on top of payments with a direct debit from your selected account/card. The 0% interest over a short period of time is great when you just need a couple of months to get the money together to pay for a bigger item but don’t want to be paying it off for years Reviewed on: 7th May 2026
Claire MS's avatar
Claire MS

Very good services.

5
Very good services. Problems sorted swifty Reviewed on: 7th May 2026
Lise M's avatar
Lise M

PayPal offers a wonderful feature that allows you to...

5
PayPal offers a wonderful feature that allows you to spread the cost of purchases over four months, which is ideal for special occasions such as birthdays or Christmas. Especially in these current times when financial resources may be somewhat limited. PayPal also provides the added assurance that should an issue arise with an order, and you are not entirely satisfied, they are prepared to intervene and offer resolutions, thereby providing peace of mind. Reviewed on: 7th May 2026
Andrew 's avatar
Andrew

Breaking up payments on spending.

5
I really like being given the flexibility of breaking up payments and paying over three months with 0% interest and paying a minimum of £5 a month … making sure to pay off the balance at the end. This is very useful for larger spending. Reviewed on: 7th May 2026
MrEasy's avatar
MrEasy

Great offers, easy to use, effortless rewards.

5
Great offers, easy to use, effortless rewards. Seamless integration into everyday life and does not feel like offer scrounging. Reviewed on: 7th May 2026
Dan B's avatar
Dan B

Very straight forward and easy to use.

5
Very straight forward and easy to use. Love the feeling of security from this platform. Reviewed on: 7th May 2026
Megan W's avatar
Megan W

Really easy

5
Been using it for years Really easy to use good offers. I cant complain Reviewed on: 7th May 2026
tom k's avatar
tom k

Really helpful and amazing to deal with

5
Really helpful and amazing to deal with Reviewed on: 7th May 2026
Davif f's avatar
Davif f

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