Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

View other PayPal products

4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181119)

With all the options available it's probably the bes...

With all the options available it's probably the best credit provider. Reviewed on: 29th June 2026

Btw I am British artist, phitogrqpher, author, cook,...

Btw I am British artist, phitogrqpher, author, cook, ship designer, entrepreneur, and have works for sale. Also many good deals like 1% cashback on card, free shares, free sandwiches, etc. See it on my site http://linktr.ee/ta888 Reviewed on: 29th June 2026

Customer service is very good Easy to use app

Customer service is very good Easy to use app Reviewed on: 29th June 2026

Good experience, prompt service and easy to use

Good experience, prompt service and easy to use Reviewed on: 29th June 2026

Terms okay, statements total guesswork

Often the interest free offers are good, but the lack of clear statements on current balance, pending payments, etc. makes it difficult to actually use. Reviewed on: 29th June 2026

PayPal gives me a secure way to pay and break up pay...

PayPal gives me a secure way to pay and break up payments Reviewed on: 29th June 2026

I love it great flexibility and now with rewards

I love it great flexibility and now with rewards Reviewed on: 29th June 2026

Amazing and useful .

Amazing and useful . You can use it pretty much everywhere and it's simple to use . Customer service is very good and the app is also well designed and easy to navigate. Everything is made clear and understand able to read. Reviewed on: 29th June 2026

A great online bank.

Never had any issues. A great online bank to bank with. Pay in 3 is also exceptionally handy. Reviewed on: 29th June 2026

This makes my life so much easier

This makes my life so much easier as someone whose income comes in bits and pieces Reviewed on: 29th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101278 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub