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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,510 reviews, last reviewed 12th Jun 2026
3942550% increase in 5 star reviews
in the past 90 days
10950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe and Secure I've had PayPal for many years. I love the pay in 3 or 4 at 0% interest. I also feel safe buying through PayPal knowing if I have any issues, they are... Read more Reviewed on: 12th June 2026
Taffy's avatar
Taffy

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026
Aaron Whiteway's avatar
Aaron Whiteway
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136510)

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5
Excellent customer service and have improved significantly over the years from what it used to be. o. encouraging and offering customer promotions Reviewed on: 7th May 2026
Stephen D's avatar
Stephen D

Great service always

5
Ive had a few issues with purchases not arriving and PayPal have been excellent in their communications and getting my money back. They are always informative and will give detailed information. Reviewed on: 7th May 2026
Nix W's avatar
Nix W

I'm very happy and very satisfied to use PayPal Credit.

5
I'm very happy and very satisfied to use PayPal Credit. Reviewed on: 7th May 2026
Florian L's avatar
Florian L

Reliable and trustworthy always use PayPal as I feel...

5
Reliable and trustworthy always use PayPal as I feel it’s the secure way to pay , love the pay in three options , pay later is great too , Reviewed on: 7th May 2026
Sara M's avatar
Sara M

I like it

5
It’s a good alternative to credit cards, I like the 4 months no interest. I trust paying via PayPal to know I will get scammed Reviewed on: 7th May 2026
Joel Jakeman's avatar
Joel Jakeman

Pay credit always save me during emergency need

5
Pay credit always save me during emergency need Reviewed on: 7th May 2026
Princess Oluwatoyin Omo Sekeokun's avatar
Princess Oluwatoyin Omo Sekeokun

Having used PayPal for years, it remains my absolute...

5
Having used PayPal for years, it remains my absolute go-to for online shopping and sending money. It manages to balance high-end security with a user interface that anyone can master in minutes. What really sets PayPal apart is trust. In an era where digital security is more important than ever, their two-factor authentication and advanced encryption provide a massive sense of relief. It isn't just a payment processor; it’s a digital vault that makes the entire internet feel like a safer place to shop. Reviewed on: 7th May 2026
Dean Scott's avatar
Dean Scott

Great products and fantastic service

5
I love the offers of so many months no interest of purchases as it allows me to spread the cost of things. It’s easy to manage my account and the mix of credit and pay in 3 is really useful. It’s great being able to have a physical card and Apple Pay as it provides extra security in the event of losing a bank card for example. Reviewed on: 7th May 2026
D Shilton 's avatar
D Shilton

Always there

5
Paypal has been there when i need to get something unexpected Reviewed on: 7th May 2026
Becky's avatar
Becky

Excellent service

5
I’ve been using PayPal for years and have always had a great experience. Payments are quick, secure, and easy to manage, whether shopping online or sending money to friends and family. Their buyer protection also gives extra peace of mind. Highly recommended! Reviewed on: 7th May 2026
Kamil G's avatar
Kamil G

Review PayPal: PayPal Credit now

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