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PayPal: PayPal Credit reviews

4.73
Based on 181,119 reviews, last reviewed 12th Aug 2026
31% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026
Sandypowell's avatar
Sandypowell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181119)

Fantastic service!

5
I have used PayPal for years, very reliable. And helpful if you need assistance Reviewed on: 29th June 2026

It’s so easy to use I use it for most...

5
It’s so easy to use I use it for most things Reviewed on: 29th June 2026

It’s handy

4
I use PayPal credit regularly and it’s a very handy tool for me when buying bigger purchases Reviewed on: 29th June 2026

Excellent and secure love PayPal

5
Excellent and secure love PayPal Reviewed on: 29th June 2026

Excellent service.

5
Excellent service. Easy to use, with great features to make spending and paying off simple and stress free Reviewed on: 29th June 2026

I use it often and it works well

5
I use it often and it works well Reviewed on: 29th June 2026

Always handy whenever needed

5
Always handy whenever needed. Easy application process. Various ways to pay back you can choose from, so you can go for the one it suits you most. Can set up DD to pay back so you won't forget about it. Excellent service Reviewed on: 29th June 2026

Best way to send and receive transition

5
Payment very easy and fastest , secured and better way to make across the world. Reviewed on: 29th June 2026

Effortless!

5
Effortless use across all purchases and interest free on tap. Made buying urgent items easy and stress free. Reviewed on: 29th June 2026

Excellent service

5
Never had a problem with them every transaction I have done gone through smoothly, always use them for purchases , peace of mind . Reviewed on: 29th June 2026

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