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PayPal: PayPal Credit reviews

4.73
Based on 136,347 reviews, last reviewed 12th Jun 2026
3934900% increase in 5 star reviews
in the past 90 days
10950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's very easy to use. It's very easy to use. All are clearly explained. I use PayPal credit very often as it helps control my finances Reviewed on: 12th June 2026
Aigars L's avatar
Aigars L

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026
Aaron Whiteway's avatar
Aaron Whiteway

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136347)

Always a good experience

5
I have always experienced good customer service generally with PayPal - things usually run smoothly so do not need to contact them very often at all. Reviewed on: 7th May 2026

PayPal has one of the best Seamless payment system y...

5
PayPal has one of the best Seamless payment system you could ever see out there. I also like their 0% interest rate on purchases with no hassle. Reviewed on: 7th May 2026

Always safe and fast, app is very easy to use.

5
Always safe and fast, app is very easy to use. Never had a problem. Quick and easy to pay on your phone. More websites accept PayPal Reviewed on: 7th May 2026

I appreciate PayPal for supporting me and family for...

4
I appreciate PayPal for supporting me and family for emergency and difficult times Reviewed on: 7th May 2026

Easy to use and customer service always great.helpful

5
Easy to use and customer service always great. Reviewed on: 7th May 2026

Brilliant,

5
Brilliant, never had any problems if I have when I phoned they’ve been sorted out. Reviewed on: 7th May 2026

Been with PayPal a few years now and find everything...

5
Been with PayPal a few years now and find everything so easy and honest for me Reviewed on: 7th May 2026

Easy to use, user friendly, hassle free

4
Easy to use, user friendly, hassle free Reviewed on: 7th May 2026

Safe way of paying online

5
Provides a safe way of banking without sharing your details,very easy for refunds and there if I need it. Reviewed on: 7th May 2026

Excellent for credit

5
Can't complain it's a best credit account Reviewed on: 7th May 2026

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Help others make smarter decisions by sharing your own experience. Write a review