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PayPal: PayPal Credit reviews

4.73
Based on 136,196 reviews, last reviewed 12th Jun 2026
3927900% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service easy to use. Great service easy to use. applied and completed my transaction within ten minutes. Reviewed on: 12th June 2026
Emma C's avatar
Emma C

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136196)

Good experience

5
Good experience with paypal, have used for many years Reviewed on: 7th May 2026

Easy to use

5
very user friendly platform, quick and easy tools to use Reviewed on: 7th May 2026

Whenever I have had problems with retailers PayPal h...

5
Whenever I have had problems with retailers PayPal has sorted very quickly and with no problems Reviewed on: 7th May 2026

PayPal first choice to security in payments

3
PayPal is very easy to use and offers security Reviewed on: 7th May 2026

MrsSuMoOa

5
I use PayPal quite often and if I've had any disputes they have been handled very well Reviewed on: 7th May 2026

Great service

5
Great communication, easy access and management of the paypal account Reviewed on: 7th May 2026

Happy shopper!

5
I use PayPal credit a lot , I have 4 months to payoff, I can pay as much as I can afford, so flexible, I try and pay something weekly so it’s not a burden ! really helped me out over the years, love it! Reviewed on: 7th May 2026

Paypal no1 credit card

5
Excellent service always there when needed without any issues. best credit card I've ever had and it makes so much sense to use it with my ebay account. Reviewed on: 7th May 2026

Safe and Easy

5
Using PayPal has been an excellent experience. Payments are fast, secure, and incredibly easy to manage. Sending and receiving money is seamless, and I always feel confident knowing my transactions are protected. Highly recommend for anyone shopping or paying online. Reviewed on: 7th May 2026

3 payments no interest

5
The 3 payments no interest is a really helpful way of buying and saving Reviewed on: 7th May 2026

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Help others make smarter decisions by sharing your own experience. Write a review