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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

PayPal Credit is an incredibly convenient and flexib...

PayPal Credit is an incredibly convenient and flexible way to finance purchases over time. The application process is fast, and it integrates seamlessly right into your existing PayPal wallet at checkout. Reviewed on: 29th June 2026

The whole system is really slick, quick and easy to...

The whole system is really slick, quick and easy to use. I love the interface of using it when making a purchase and makes you feel really safe financially doing it. Reviewed on: 29th June 2026

Purchase and Pay over time

Gives you better rates/options to purchase something big and pay over time. Reviewed on: 29th June 2026

Excellent

Always excellent value for money Reviewed on: 29th June 2026

Give you regular updates and I like that you have 0%...

Give you regular updates and I like that you have 0% on payment for 4 months Reviewed on: 29th June 2026

Handy to have

I think interest rates can be a little high. But overall I enjoy having paypal. It comes in handy Reviewed on: 29th June 2026

Makes shopping on line safer

Makes shopping on line safer and easier to use Reviewed on: 29th June 2026

PayPal has always been simple and clear to use.

PayPal has always been simple and clear to use, notifications and information provided are always clear and easy to understand, the app and website a well made. Reviewed on: 29th June 2026

Reliable & trusted Company

Quick & easy to use. Love the fact you get interest free for 4 months. Reliable and trusted company Reviewed on: 29th June 2026

Good customer services

Never had any issues with paypal Reviewed on: 29th June 2026

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