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PayPal: PayPal Credit reviews

4.73
Based on 136,171 reviews, last reviewed 12th Jun 2026
3926700% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service, secure payments, with PayPal already b... Good service, secure payments, with PayPal already being a trusted service there credit option gives a little more freedom and piece of mind when maki... Read more Reviewed on: 12th June 2026
Thomas G's avatar
Thomas G

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136171)

Best ever

5
Been using PayPal for lots of years without any problems and great customer satisfaction. Reviewed on: 7th May 2026

I use my PayPal to buy online an

5
I use my PayPal to buy online an Reviewed on: 7th May 2026

So easy to use.

5
So easy to use. Good app and simple menus. Reviewed on: 7th May 2026

Good service from PayPal, and still getting better

5
Good service from PayPal, and still getting better Reviewed on: 7th May 2026

Pay Pal Credit Review

5
use and offers interest-free periods on some purchases, which is helpful. However, interest can be high if not paid on time, so it’s important to manage repayments carefully. Overall, it’s a useful option when used responsibly. Reviewed on: 7th May 2026

One of the best banking system i ever used.

5
One of the best banking system i ever used. Reviewed on: 7th May 2026

simple to set up and it works , pay pal is a fast wa...

5
simple to set up and it works , pay pal is a fast way to do business , I find it hanydy Reviewed on: 7th May 2026

Simple, smooth process, all works well, it’s explain...

5
Simple, smooth process, all works well, it’s explained and efficiency.. Reviewed on: 7th May 2026

I feel safe using PayPal

5
I feel safe using PayPal as my main payment method when I can. The pay in 3 options or interest free for 4 months make it so much easier to manage those larger (unexpected) purchases! Reviewed on: 7th May 2026

Great Service

5
Using paypal was good experience, especially using it for buy now pay later Reviewed on: 7th May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review