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PayPal: PayPal Credit reviews

4.73
Based on 181,119 reviews, last reviewed 12th Aug 2026
31% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026
Sandypowell's avatar
Sandypowell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181119)

Smart Money

5
Paypal gives the best option for deals and payments. I always use it for shopping. Reviewed on: 29th June 2026

The Best finance company very good

5
The Best finance company very good Reviewed on: 29th June 2026

Super easy to understand and use , reasonable rates...

5
Super easy to understand and use , reasonable rates of interest and lots of options for interest free offers. And when it comes time to pay it’s a very easy system to use . Reviewed on: 29th June 2026

Solving a problem

5
PayPal is amazing, very swift in solving an issue, even if it is challenging. They are understanding and supportive to help recover a refund. Reviewed on: 29th June 2026

Easy all around 0% interest payments!

5
Easy all around 0% interest payments! Reviewed on: 29th June 2026

PAYPAL, YOUR SURE PAL

5
I really thought PayPal was like the other credit providers, I mean use funds and in a few weeks start seeing interest accrued suddenly. But PayPal gives you the freedom to spend and pay at your pace as long as the minimum payment is paid. In a world where credit supports your daily life, PayPal is a SURE PAL, always there to support you financially without the overbearing pressure. Thanks for being on the side of the customer. Reviewed on: 29th June 2026

A totally reliable company who provide an excellent...

5
A totally reliable company who provide an excellent financial service Reviewed on: 29th June 2026

Easy to use and manage

4
Easy to use and manage online and app Reviewed on: 29th June 2026

Safe and secure, reliable and efficient service.

5
Safe and secure, reliable and efficient service. I use all PayPal services as required. No fuss no bother great system. Reviewed on: 29th June 2026

I’m very happy with people of PayPal customer servic...

5
I’m very happy with people of PayPal customer service I will like to continue with the service that they provide absolutely exceptional and friendly. Reviewed on: 29th June 2026

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