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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180975 reviews)

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4.73

Based on 180,974 reviews, last reviewed 20th Jul 2026

233% increase in 5 star reviews

in the past 90 days

287% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Convenient form of payment especially when there is... Convenient form of payment especially when there is an issue with provider. Paypal offers excellent customer protection. Reviewed on: 20th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180975)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Cost effective and easy payment options

PayPal gives me great, cost effective and easy payment options. Reviewed on: 12th July 2026

Great app, easy to use definitely recommend to anyon...

Great app, easy to use definitely recommend to anyone Shame some companies don't use it Reviewed on: 12th July 2026

Safe payments.

PayPal offers a great, secure way to transfer money quickly and to make payments safely. Being able to make payments over 3 installments is also great for more expensive purchases. Reviewed on: 12th July 2026

I have contacted PayPal many times and always found...

I have contacted PayPal many times and always found them going above and beyond to help. Very friendly and polite Reviewed on: 12th July 2026

Paypal usage

Easy and conveniant to use use paypal most days to purhase items Reviewed on: 12th July 2026

Always a pleasant easier process

Always a pleasant easier process Reviewed on: 12th July 2026

Easy to use, customer service responing relatively q...

Easy to use, customer service responing relatively quick. APR could be lower for long term customers. Reviewed on: 12th July 2026

Paypal 0% is great for purchases

Had goodl experience with PayPal, just make sure you pay back money owed within your 0% timescale to avoid paying high interest Reviewed on: 12th July 2026

PayPal is easy to use and I recently had some proble...

PayPal is easy to use and I recently had some problems with a purchase and it was quickly resolved to my satisfaction. It gives alternative ways to pay and the extended payments is a life saver. Reviewed on: 12th July 2026

PayPal are a very reliable and provide a brilliant s...

PayPal are a very reliable and provide a brilliant service. 5 star from me! Reviewed on: 12th July 2026

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