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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Trustworthy and easy to use.

Trustworthy and easy to use. When I have had to use customer service they have been very helpful Reviewed on: 12th July 2026

Safety using Paypal

Paypal has proven to me on several occasions how safe and protected my online purchases are, customer service exceeded my expectations Reviewed on: 12th July 2026

Make me feel safer online shopping

The app is easy to use, i can pay with PayPal in most places. I Can easily send money to my neice in Canada. I feel more in control and secure when paying online though PayPal Reviewed on: 12th July 2026

Their service is seamless and very efficient

Their service is seamless and very efficient Reviewed on: 12th July 2026

Paypal is amazing and give me a lot of options to pa...

Paypal is amazing and give me a lot of options to pay online or retail Reviewed on: 12th July 2026

Great service

Recovered money when I did not receive goods that had paid for and customer service was really helpful on every step of the process. Great for spacing payments out if purchasing large items as I’ve done before and paying friends when out and about. I’ve had PayPal for years and never had any issues Reviewed on: 12th July 2026

Every transaction was safe.

Every transaction was safe. Never had an issue and always kept up to date Reviewed on: 12th July 2026

PayPal is a good way for your money to be safe.

Have always found PayPal to be easy to use & very useful. If anything goes wrong they always support you and sort it out. I have used it for years and it’s always been very efficient. Reviewed on: 12th July 2026

I have had a good experience with PayPal Credit.

I have had a good experience with PayPal Credit. It is easy to apply, simple to use, and helps me spread the cost of bigger purchases. The app makes it easy to manage payments and check my balance. Overall, it is a convenient service when used responsibly. Reviewed on: 12th July 2026

I would normally pay for goods in full

I would normally pay for goods in full I was looking to buy a drum kit that I had been wanting to add to my collection, I was offered the chance to take out the PayPal credit option I wasn’t sure about at first as I’ve never payed for items that way before, but when I thought about it I jumped at it no interest over so many months to pay, I set it up with no problem at all and that’s good for me being a pensioner that’s not good with Tec stuff, so a few months down the line all payed off brilliant I will definitely be using the PayPal credit again but don’t tell my wife Reviewed on: 12th July 2026

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