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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144178 reviews)

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4.73

Based on 144,178 reviews, last reviewed 21st Jun 2026

4291300% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great interest rates, easy app to use. Great interest rates, easy app to use. Helpful staff and reliant Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144178)

Perfect service, always ready to use and good to go

Perfect service, always ready to use and good to go Reviewed on: 16th June 2026

Easy to use, and safe, I like use this app

Easy to use, and safe, I like use this app Reviewed on: 16th June 2026

100% better than other lenders.

Best experience so far. Amazing service and very affordable plans. Hats off. Reviewed on: 16th June 2026

PayPal credit was great the PayPal debit card is a t...

PayPal credit was great the PayPal debit card is a total waste of time. Transfer money from NatWest bank and it can take 14 working days. Take immediately from my account but takes almost a month to arrive in PayPal so I spend most of the month with my money floating in cyber space. Reviewed on: 16th June 2026

Easier than other credit providers

Easier than other credit providers Reviewed on: 16th June 2026

Prompt service with excellent customer service.

Prompt service with excellent customer service. Highly recommend Reviewed on: 16th June 2026

I have used PayPal for a very long time and use it a...

I have used PayPal for a very long time and use it as my preferred method of payment as I know I can trust them. Reviewed on: 16th June 2026

It’s a great company very helpful and very good for...

It’s a great company very helpful and very good for purchasing things Reviewed on: 16th June 2026

Easy to use

Easy to use, any issues ive had with retailers have been very quickly resolved by PayPal Reviewed on: 16th June 2026

Easy to use which is always really helpful and most...

Easy to use which is always really helpful and most importantly most places accept. The pay in 3 is a really good way to pay things off quicker Reviewed on: 16th June 2026

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