Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Have had no real issues, it’s easy to use and very t...

Have had no real issues, it’s easy to use and very transparent. Reviewed on: 27th May 2025

Great easy to use love the service

Great easy to use love the service Reviewed on: 27th May 2025

emergency backup

i like it, helped me out when i needed as it's a good backup if ever Reviewed on: 27th May 2025

Easy to use and quick to access.

Easy to use and quick to access. Simple transaction every time Reviewed on: 27th May 2025

PayPal credit has so much more options on how to pay...

PayPal credit has so much more options on how to pay excellent weather you want to pay straight off or 3 moths or longer it’s up to you Reviewed on: 27th May 2025

PayPal Credit

PayPal credit has been easy to use since signing up. Approved quickly and easily added to my Apple Wallet using Curve. A great product. Reviewed on: 27th May 2025

Good customer service and good compatability on the...

Good customer service and good compatability on the app. No issues Reviewed on: 27th May 2025

Excellent option for credit

PayPal Credit has a fair, low interest rate, including the option to pay some bulk payments interest free. Flexible, easy to use and good customer service. Reviewed on: 27th May 2025

New to the service.

New to the service. It was easyto access and they let me know i was eligible for it Reviewed on: 27th May 2025

Always great to use.

Always great to use.and easy. Customer service is great and app is so easy to keep track. Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Better Off Calculator
from Policy in Practice 4.77 from 400 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.40 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub