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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Reliable and more accredited merchants.

Reliable and more accredited merchants. Reviewed on: 12th July 2026

Everything I need plus great customer service.

Everything I need plus great customer service. I highly recommend. Reviewed on: 12th July 2026

Brilliant customer service payments and any issues a...

Brilliant customer service payments and any issues always on point always responsive Reviewed on: 12th July 2026

Its the best, nobody does it better or comes near!

Its the best, nobody does it better or comes near! Reviewed on: 12th July 2026

Largely I’ve been happy, it’s straightforward and no...

Largely I’ve been happy, it’s straightforward and not a horrendous limit to get into lots of debt. It’s just enough to be useful for paying for things shorty term Reviewed on: 12th July 2026

I've always trusted PayPal as my first means of onli...

I've always trusted PayPal as my first means of online transactions. Their interest free credit has been very beneficial to me with larger transactions. I feel very secure in the knowledge that they will assist in any irregularities that may arise,which to their credit, hasn't happened. First rate service,highly recommended. Reviewed on: 12th July 2026

Great protection,flexibility and 0% on purchases for...

Great protection,flexibility and 0% on purchases for a fixed amount of time.The digital card in my wallet is handy particularly when I was getting 10% off drinks and food at the Isle of White festival. Reviewed on: 12th July 2026

PayPal the professionals

I have been with paypal for years and I have never had a reason not to continue using PayPal. I would reccomend PayPal to everyone. It has given me peace of mind to shop online and use I use it all of the time. Reviewed on: 12th July 2026

Always use PayPal- trusted and convenient

Always use PayPal- trusted and convenient Reviewed on: 12th July 2026

Reliable

Always rely on paypal very good in my experience Reviewed on: 12th July 2026

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