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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,235 reviews, last reviewed 21st Jun 2026
4293900% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always prefer to use PayPal because it’s quick, ea... I always prefer to use PayPal because it’s quick, easy and secure. The statements are use to read and the app is great to use. Reviewed on: 21st June 2026
Marie C's avatar
Marie C

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144235)

I've been using PayPal for 7 years and never had an...

5
I've been using PayPal for 7 years and never had an issue. Reviewed on: 16th June 2026
Ana-Maria Dicu's avatar
Ana-Maria Dicu

Great service

4
PayPal is very good specially PayPal credit very helpful Reviewed on: 16th June 2026
Satya's avatar
Satya

What I love most is the flexibility.

4
What I love most is the flexibility. Being able to spread the cost of larger purchases over time without any interest (on qualifying orders) takes the stress out of bigger buys. It integrates seamlessly with my existing PayPal account, so checkout is fast and I don't need to enter any extra card details. Reviewed on: 16th June 2026
Alex Thomson's avatar
Alex Thomson

Very pleased with what PayPal does have had it long...

5
Very pleased with what PayPal does have had it long time and buying online using PayPall feels me with confidence Reviewed on: 16th June 2026
David Warren's avatar
David Warren

Very Convenient in Day to Day life

5
I've been using Paypal Credit for many years at this point, I love the convenience of being able to make larger purchases and having the option to pay it back in 4 months with 0% interest, it's essentially another, easily accessible, credit card. Another key thing for me is that anytime I've had issues with anything to do with my account, the customer service has been able to resolve my issues within minutes (given I've contacted them in working hours) Reviewed on: 16th June 2026
Fenix's avatar
Fenix

Physical card

5
Finally PayPal now has physical card and I can use it as a debit card Reviewed on: 16th June 2026
Zoltan Janos Szabo-Racz's avatar
Zoltan Janos Szabo-Racz

Excellent Payment Service

5
PayPal is a fantastic payment option, offering convenience, security, and flexibility. The “Pay in 3” feature is particularly useful, allowing purchases to be split into manageable instalments without added hassle. It’s a reliable and user-friendly service that makes online payments quick and straightforward. Reviewed on: 16th June 2026
Maaz's avatar
Maaz

Great!!!!

5
Only good experiences with PayPal credit. I really enjoy it. Reviewed on: 16th June 2026
Juliana S's avatar
Juliana S

Good service with room for improvement

5
I've been using PayPal Credit for a while and overall my experience has been positive. The application process was straightforward, payments are easy to manage, and it can be very useful for spreading the cost of larger purchases. The online account is simple to use and transactions are clearly displayed. The reason I'm giving 4 stars instead of 5 is that customer support and some account processes could be faster and more transparent. Overall, a reliable service that I would recommend. Reviewed on: 16th June 2026
Timur Dmitrijev's avatar
Timur Dmitrijev

Excellent service, easy to use.

5
Excellent service, easy to use. I find the app really clear, it links to Google pay really easily and they are really supportive Reviewed on: 16th June 2026
Jon C's avatar
Jon C

Review PayPal: PayPal Credit now

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