Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Helpful customer service.

Helpful customer service.Helpful with paying and transfers Reviewed on: 27th May 2025

Super service

Quick easy system for me being a technophobe. Reviewed on: 27th May 2025

It Makes The World Go Round

With the world becoming more and more digitized, Paypal is by far the easiest way to send cash to friends or buy things online. There is buyer protection if you're using a vendor, a quick method if you're doing it between friends and family, and even credit/pay in 3 options. Paypal is doing the work of several companies on a single platform and it is invaluable. Reviewed on: 27th May 2025

Exelent service

Very good service, easy to use, free transfer money Reviewed on: 27th May 2025

Easy to use and set up ,never let's me down very rel...

Easy to use and set up ,never let's me down very reliable Reviewed on: 27th May 2025

Very trustworthy,easy and fast,alwaysathand,whenneeded!

Very trustworthy,easy and fast, always at hand ! I consider them to be the safetiest way to pay, and prefer them as a way to pay everywhere they are accepted. And they are accepted almost everywhere. Reviewed on: 27th May 2025

I’m enjoying pay later and pay in 3.

I’m enjoying pay later and pay in 3. Reviewed on: 27th May 2025

Never had any problems or issues using PayPal

Never had any problems or issues using PayPal Reviewed on: 27th May 2025

Never a problem

Always easy to use. Never had any issue. Had to contact customer services once regarding an issue with a retailer. Prompt advice given and issue resolved quickly Reviewed on: 27th May 2025

I like to always use PayPal just incase something go...

I like to always use PayPal just incase something goes wrong with a purchase because these days you've gotta have a backup Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Very Account
from Shop Direct 4.28 from 27 reviews
Retail Finance
from V12 Retail Finance 4.71 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.40 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub