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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,278 reviews, last reviewed 21st Jun 2026
4295900% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit allows me to purchase when I need with... PayPal Credit allows me to purchase when I need with piece of mind that I can pay it off over 4 months without an interest charges. Reviewed on: 21st June 2026
Kully Nijjar's avatar
Kully Nijjar

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144278)

Great experience always , easy payments

5
Great experience always, easy payments Reviewed on: 16th June 2026
Kashif Munawar 's avatar
Kashif Munawar

Good credit card

5
A nice setup of card and auto pay ,so you can set the card as master and pay as you order on line ,with the added extra like booking a holiday on your credit card and getting 4 months to pay it back interest free grate for me... Reviewed on: 16th June 2026
Bryan w's avatar
Bryan w

Easy to apply and ultra fast approval.

5
Easy to apply and ultra fast approval. Reviewed on: 16th June 2026
David 's avatar
David

Perfect experience never any problem

5
Perfect experience never any problem Reviewed on: 16th June 2026
MISS S's avatar
MISS S

Have used PayPal since 2009 have never had a issue...

5
Have used PayPal since 2009 have never had a issue called customer service recently to change address they were very polite and dealt with it really quickly will continue to be a customer for years to come Reviewed on: 16th June 2026
Joanne b's avatar
Joanne b

So easy to use, most of my transactions go through P...

5
So easy to use, most of my transactions go through PayPal Reviewed on: 16th June 2026
Lauren J's avatar
Lauren J

High standard customer service - any problems are so...

5
High standard customer service - any problems are solved very quickly. Reviewed on: 16th June 2026
Magda's avatar
Magda

Convenient online credit card

5
It’s very convenient that most of online stores accept PayPal credits which also has a fair interest rate. Reviewed on: 16th June 2026
LC's avatar
LC

Always good to use the platform, easy user friendly

5
Always good to use the platform, easy user friendly Reviewed on: 16th June 2026
Ayo 's avatar
Ayo

Good service i like

4
Good service paypal i use all time Reviewed on: 16th June 2026
Moriom l's avatar
Moriom l

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