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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

helped giving credit when it's needed .

helped giving credit when it's needed .gives you a thumbs up and a helping hand Reviewed on: 27th May 2025

PayPal , safe reliable and convenient

Love PayPal and how I'm always safe with them and the guarantee's they offer, been using PayPal credit now for over 2 years and love the fact if i choose to pay in 4 instalments its interest free also Reviewed on: 27th May 2025

It’s easy to use, just a few clicks away.

It’s easy to use, just a few clicks away. It saves previous payees to make it even easier Reviewed on: 27th May 2025

Make it easy to spread payments helping family spend...

Make it easy to spread payments helping family spending! Reviewed on: 27th May 2025

Excellent platform

Safe place for everyone . Great for shopping safely Reviewed on: 27th May 2025

My experience with PayPal

My experience with PayPal has consistently been positive, making it my go-to platform for both sending and receiving money, as well as making online purchases. The versatility of PayPal is also a major plus. It's widely accepted across countless online retailers, making checkout a breeze. Reviewed on: 27th May 2025

On the ball

Pay pal have always been on the ball when dealing with customers paying bills and refunds. Reviewed on: 27th May 2025

Is a great helper .

Is a great helper . i am very happy to be a PayPal customer Reviewed on: 27th May 2025

Always good when you need it!

Always good when you need it!! Perfect when you want to split a payment. Reviewed on: 27th May 2025

Always good

I have had a good experience however when I was allowed a payment holiday the direct debit was cancelled by PayPal and then not reinstated. I was told it would just have been put on hold, and I received a late payment fee because of it Reviewed on: 27th May 2025

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