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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy to understand and to use found helpful informat...

Easy to understand and to use found helpful information and advice Reviewed on: 27th May 2025

feel safe and valued

I have been using Paypal for several years and always felt secure with my money. Very easy to send or receive money. Reviewed on: 27th May 2025

Experience

Perfect , had no issues at all . Really recommend . Reviewed on: 27th May 2025

It’s very good and genuine.

It’s very good and genuine. Where u can trust blindly. Reviewed on: 27th May 2025

Great service

Easy payments great service no interest Reviewed on: 27th May 2025

Paypal makes my life easier, I pay mostly everything...

Paypal makes my life easier, I pay mostly everything through paypal.Thank you for making payments simpler Reviewed on: 27th May 2025

Amazing nothing short of it

Easy to use and honestly great overall Reviewed on: 27th May 2025

PayPal credit amazing

My first time using PayPal credit and it was so easy to do and I can keep a check on my payments even better with no interest added Reviewed on: 27th May 2025

Peace of Mind - Great Service

I use pay pal most of the time when I can. I feel I have more protection and any issues are dealt with quickly and always have a full resolution Reviewed on: 27th May 2025

Everything is amazingly good.

Everything is amazingly good. A big thanks Reviewed on: 27th May 2025

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