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PayPal: PayPal Credit reviews

4.73
Based on 144,306 reviews, last reviewed 22nd Jun 2026
4297000% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reason why i like to use PayPalal It’s always easy and quick to pay with PayPal Reviewed on: 22nd June 2026
Liviu I's avatar
Liviu I

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144306)

The safest way to pay.

5
The safest way to pay. Always know im not being scammed if I pay through pay pal. Pay in 3 with no interest its a no brainer. Reviewed on: 16th June 2026

Great service and easy to use.

5
Great service and easy to use. PayPal Credit makes it simple to spread the cost of purchases, and managing payments through PayPal is convenient and straightforward. A useful option for flexible online spending. Reviewed on: 16th June 2026

Super easy to use and reasonable

5
Super easy to use and reasonable Reviewed on: 16th June 2026

Brill Service

5
No issues whatsoever, customer service very helpful. Reviewed on: 16th June 2026

Happy Paypal

5
I like that when I make a purchase, I can slpit the cost over 3 months. Very convenient and great customer service. Reviewed on: 16th June 2026

With my email only I get paid.

5
With my email I get paid. It can’t be easier than that. Reviewed on: 16th June 2026

Have used PayPal online for about 15 years and have...

5
Have used PayPal online for about 15 years and have never had any issues Reviewed on: 16th June 2026

Never had a problems.

5
Never had a problems. Transactions have always been easy to do Reviewed on: 16th June 2026

Easy to use and the customer service very friendly ,...

5
Easy to use and the customer service very friendly , got me out of a few tricky situations with payments when my bank app been down ..... Reviewed on: 16th June 2026

PayPal is my go-to for transactions.

5
PayPal is my go-to for most online transactions I make. Never had an issue using the app and I enjoy the confidence that PayPal is secure and easy to navigate. Reviewed on: 16th June 2026

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