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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,117 reviews, last reviewed 12th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Straight forward Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

Easy to use.

Easy to use. Good credit terms. Use it for bigger and smaller purchases. Reviewed on: 27th June 2026

Always had an easy experience with PayPal in the 20...

Always had an easy experience with PayPal in the 20 plus years I’ve used it. PayPal Credit is a simple process. Reviewed on: 27th June 2026

Excellent easy way to spend, keeps track of everythi...

Excellent easy way to spend, keeps track of everything, allows bigger purchases Reviewed on: 27th June 2026

Always there to help, staff very helpfull and friendly

Always there to help, staff very helpfull and friendly Reviewed on: 27th June 2026

Iv had no problems while using PayPal in fact I feel...

Iv had no problems while using PayPal in fact I feel more at ease using PayPal to pay for items as its more secure Reviewed on: 27th June 2026

The App is simple and quick to use

The App is simple and quick to use, easy to obtain finance Reviewed on: 27th June 2026

I have enjoyed using the service

I have enjoyed using the service Reviewed on: 27th June 2026

Brilliant can’t fault it, Paypal is so easy to use

Brilliant can’t fault it, Paypal is so easy to use Reviewed on: 27th June 2026

The best pal for payments!

The best pal for payments, paypal has always been reliable. Fast payments and keeps you updated at all times. Issues are resolved quickly because of their helpful support. Reviewed on: 27th June 2026

Paypal is a straightforward & secure payment method

Paypal is a straightforward and secure payment method without the need to provide card details which could then be used by others. They offer different ways to pay without exhorbitant fees and it makes it far easier to make international payments. It also recognises the different people who you want to pay so there are options for buying but also Friends and Family pay if you want to share a cost or split a meal between friends whilst one pays the actual bill. It is always easy to check on payments etc wigh both access via computer and mobile whenever and wherever you need. Reviewed on: 27th June 2026

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