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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135416 reviews)

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4.73

Based on 135,416 reviews, last reviewed 11th Jun 2026

3892250% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So handy and easy to use! I love using PayPal, it's so handy and allows me to spread purchases over 3 months. Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (135416)

I’ve had a very positive experience using PayPal Cre...

I’ve had a very positive experience using PayPal Credit. The application process was quick and straightforward, and I appreciate how easy it is to manage payments through the PayPal app and website. The flexibility to spread out payments has been extremely helpful, especially for larger purchases. Customer service has also been reliable whenever I’ve had questions, and the payment reminders help me stay on track. Transactions are processed smoothly, and I feel secure using the service for online shopping. Overall, PayPal Credit has been a convenient and dependable financial tool that I would recommend to others looking for flexible payment options. Reviewed on: 6th May 2026

Simply a smooth and easy to use platform.

Simply a smooth and easy to use platform. Reviewed on: 6th May 2026

PayPal is a good way to have an emergency funding fo...

PayPal is a good way to have an emergency funding for unexpected reasons. Reviewed on: 6th May 2026

Helpful with in a spot of bother.

Even when I’ve missed a payment (only once by accident) they were so helpful and reassuring. Easy to fix the problem. Reviewed on: 6th May 2026

Good service very customer focused

Good service very customer focused Reviewed on: 6th May 2026

Reminders

Need to send reminder for repayment otherwise everything else is ok Reviewed on: 6th May 2026

Great service

Great service, easy to use and very convenient Reviewed on: 6th May 2026

Not very good dispute resolution

Its usually ok but recently I opened a case and they said imthey closed it because they didnt hear from me but I didnt receive an email with the request. Further to that I had already provided them with all of the information that I had and they still closed it. Reviewed on: 6th May 2026

Excellent

Was easy to set up, easier than others Reviewed on: 6th May 2026

Good always keep you update of statements and owed m...

Good always keep you update of statements and owed monies Reviewed on: 6th May 2026

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