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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180941 reviews)

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4.73

Based on 180,938 reviews, last reviewed 18th Jul 2026

285% increase in 5 star reviews

in the past 90 days

351% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Linking Bank Account One has to be careful when linking the bank account to paypal, as several times, the payment was done from the bank account, and not from the paypal c... Read more Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180941)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I only use PayPal to pay friend and family because i...

I only use PayPal to pay friend and family because it is a lot easier you just need to past the email address unlike bank transfer you need to write down numbers and you always worried you may make a mistake Reviewed on: 12th July 2026

Overall good service provider

Reminders for payments and different breakdown options. Also option to access Apple Pay and interest rates very competitive Reviewed on: 12th July 2026

I have PayPal credit and generally make use of the P...

I have PayPal credit and generally make use of the Pay in 3 and the 4 month interest free period when available. I have never needed to contact support before so cannot really comment but I have been a customer for some time and always been very happy with PayPal Credit. Reviewed on: 12th July 2026

Easy to use, can’t complain

Easy to use. PayPal provides an excellent service, user friendly and well supported if you need help. Reviewed on: 12th July 2026

It's safe and secure and I have no worries about wha...

It's safe and secure and I have no worries about whatever I'm buying or paying. Reviewed on: 12th July 2026

I’ve been a PayPal customer for a long time and I’m...

I’ve been a PayPal customer for a long time and I’m very happy with the service. I can use credit flexibly, usually 0% interest which helps me balance my finances better. Pay in 3 is also useful, especially when making purchases like school uniform for all 3 children! Reviewed on: 12th July 2026

I've not had any reason to complain so far for using...

I've not had any reason to complain so far for using PayPal. My experience has been great and I would definitely recommend. Reviewed on: 12th July 2026

Excellent Buyer Protection

You get very good buyer protection with PayPal as I recently found out when I was scammed by buying a WEBER Smokey Mountain BBQ online at £362.34. I explained that I think I was scammed, the did an investigation, and I had the money back in my account after about 2 weeks. Reviewed on: 12th July 2026

PayPal offers an excellent range of payment options,...

PayPal offers an excellent range of payment options, including PayPal Credit which allows payments to be spread out to fit with your budget. Reviewed on: 12th July 2026

Easy to use,safe payments,any issues with suppliers...

Easy to use,safe payments,any issues with suppliers regarding products,items you're covered and will get your money back if item not same or faulty? Good customer service Reviewed on: 12th July 2026

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