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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,218 reviews, last reviewed 16th May 2026
2646100% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Payypal has given me hope to have a credit card... Paypal has given me hope to have a credit card again Reviewed on: 16th May 2026
Doris Bramson's avatar
Doris Bramson

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (108218)

Top service

5
Enjoying the best services, good experience. Always handy. Reviewed on: 16th April 2026
Marius Clapan's avatar
Marius Clapan

I use paypal to pay for online purchases where appli...

4
I use paypal to pay for online purchases where applicable and it's always been my go to payment service Reviewed on: 16th April 2026
Didz's avatar
Didz

PayPal credit has helped me in hard times

5
PayPal credit has helped me in hard times Reviewed on: 16th April 2026
Anita Asare's avatar
Anita Asare

Excellent hassle free way to shop

5
Excellent hassle free way to shop without having to pay all the money up front right away. The 0% interest for 4 months is a personal favourite and regularly used by me. Reviewed on: 16th April 2026
Stanley P's avatar
Stanley P

Great and easy.

5
Great and easy. I love using this account. Reviewed on: 16th April 2026
Daniela E's avatar
Daniela E

I have always found the response very timely when I...

5
I have always found the response very timely when I have contacted PayPal always found a resolution Reviewed on: 16th April 2026
Vickie W's avatar
Vickie W

Always feel safe in the knowledge my money is safe a...

5
Always feel safe in the knowledge my money is safe and protected when using PayPal Reviewed on: 16th April 2026
paula l's avatar
paula l

i love it so easy to use have used it with some of m...

5
i love it so easy to use have used it with some of my order and you can pay for longer if you need to Reviewed on: 16th April 2026
Elizabeth R's avatar
Elizabeth R

Always very helpful if you have a problem ,and know...

1
Always very helpful if you have a problem ,and know you can rely on them to help sort out if you have a problem with your product or not received your item Reviewed on: 16th April 2026
Wendy Allen Downs 's avatar
Wendy Allen Downs

I have had a very good experience with PayPal.

5
I have had a very good experience with PayPal. Only that one day, I called to report suspicious transactions on my Credit Card but have not heard from them till now. Because of this, I have reduced the rate at which I use the credit card. Reviewed on: 16th April 2026
Daniel's avatar
Daniel

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